Tuesday, March 16, 2010

Victoria Twead: Tales from a Spanish village - Killer Caterpillars


Joe and I are seriously considering building an ark. The rain, which started well before Christmas, is still coming down like stair-rods. The Spanish news speaks of little else and shows us images of flooded towns, collapsed bridges and roads blocked by mudslides and rock falls. Apparently, this is the wettest winter on record.

To get into our village, residents have to zig-zag and slalom past mounds of rocks and mud. The council is doing its best, but as fast as they clear the road, more mud-slides occur. Geronimo, who is a sort of village policeman, battles valiantly with the daily damage, but his efforts are in vain. As fast as he shovels mud aside, more slides down. Water oozes out of every crevice on the hillside, eating away at the mountain. You can’t fight nature, so we’ve given up fretting about our leaky roof; we just keep pots and buckets on standby, ready to catch the drips.

Before Joe starts building his ark, he’s decided we need to get fitter. So we have a new regime. Every day, weather permitting (which isn’t often, so far) we walk the almost perpendicular path to the shrine halfway up the mountain. Our first attempt took us 16 minutes, with frequent rests. We can now do it in 12 minutes, still needing frequent rests. But the pain is worth it for the view from the top, and we see something new every time we take the walk.

Halfway up, we pass Geronimo’s donkey. He watches us with interest but we can’t stop to speak, our mission is to reach the top faster than the last time, or to die in the attempt.

A couple of weeks ago, we arrived at the shrine as usual, panting, heaving and gasping. It’s a kind of look-out post with benches and a few shade trees and we sat down to recover.

‘What’s that?’ I asked, having gained sufficient breath to form words again. I pointed at something a few feet away and Joe walked over, crouching down to examine the curious spectacle I’d spotted...

Read more

Friday, March 12, 2010

Ask The Expert - Marc Strohl, US Tax Specialist

"Marc,

What are the rules for filing as a "Bona Fide" Non Resident status? Does filing "Bona Fide" Non Resident provide relief of the Physical Presence requirement of 330 days of remaining outside the US? I am a Defense Contractor working in Iraq and I am considering filing under this status so I can spend more than 35 days annually in the US."


Marc's reply:

To qualify for the FEIE you must meet two tests: 1) the Tax Home Test (THT) and 2) either a) the Bona Fide Residence Test (BFR) or b) the Physical Presence Test (PPT).

The THT requires you to have your ‘tax home’ abroad for a full 12 month period. Your tax home is generally perceived as your main place of business, employment or post of duty and is the place where you are permanently or indefinitely (must be in excess of one year) engaged to work as an employee or self-employed person.

The BFR is a strictly qualitative test for US citizens or resident alien nationals of countries which have an income tax treaty with the US. BFR requires you to first be abroad for one full calendar year (i.e. a January 1 to December 31 period). During that period of bona fide residence in a foreign country, you can leave the country for brief or temporary trips back to the US for vacation or business.

The PPT is for US citizens or US resident aliens and is a strictly quantitative test requiring 330 full days (a full day is a complete twenty four hour period) of presence abroad out of any 12 month (365 day) fiscal consecutive period. Thus, this can incorporate a non calendar period, or any fiscal period, as for example April 21, 2009 to April 20, 2010...

Read more

Thursday, March 11, 2010

Expat Experiences: Ghana - Drew Cosgrove

Who are you?

My name is Drew Cosgrove. I "commute" from Atlanta, GA to Accra, Ghana and I have a wife and daughter who still live in the US.


Where, when and why did you move abroad?

Kakoum National Park

I work in the Petroleum Industry and my company received a new contract for one of its rigs to work in Ghana. I've done this for nearly a year starting back in April.


What challenges did you face during the move?

I have not had many challenges as I am a "commuter" but I was the one who was responsible for figuring out what the solutions were for those who did move in. The biggest thing is receiving your household goods. If you do not have an established agent handling the shipment you will be left with lots of fees and a very long "clearance" time.

There are several very good internationals schools. There is an American, British, and French school. There are a fair amount of people who home school their children as well (mostly Americans).

Credit cards are generally accepted at most brick and mortar stores. That being said, Visa is the most widely accepted, MasterCards are accepted at a few places but forget about American Express. It is VERY expensive to shop at the nice stores for food. Generally I would go to the local markets. Be sure to give the produce a disinfectant wash (chlorine bleach and water) before consuming...

Read more

Wednesday, March 10, 2010

Expat Experiences: Netherlands - Tiffany Jansen

Who are you?

My name is Tiffany Jansen. Originally from the United States of America, I now live in Utrecht, the Netherlands, with my husband and our dog.


Where, when and why did you move abroad?

Tiffany Jansen

I moved to Utrecht early December 2008 after marrying my Dutch husband. We were tired of the long-distance relationship and wanted to live together. He had the better job and an apartment, the economy is better here than in the US, and if you think immigrating to the Netherlands is a nightmare, you don't want to mess with trying to get into the US! I had also had quite a lot of experience abroad and jumped at the chance to live in another country.


What challenges did you face during the move?

To be honest, we were more concerned with the wedding than we were with the actual move. Shipping things wasn't necessary as the apartment was already furnished, albeit a year on we're still traveling to the US with an empty suitcase to move the rest of my things. We also had to worry about getting the dog over, which we found surprisingly simple. The wait for my residence permit took much longer than it should have and there was much unnecessary stress in getting our marriage certified in the Netherlands, but all in all it was a pretty seamless transition...

Read more

Friday, March 05, 2010

Expat Experiences: Netherlands - Anne Galloway

My name is Anne Galloway and I’d like to share a small part of my story of becoming an expat for the first time in the hope that it can help and inspire other expat spouses. I am married with two children who were 10 and 7 when we had to move. I gave up a job I really enjoyed and took my kids away from their friends and all because of my husband’s work.

My husband moved to Holland in April 2006 and the children and I followed in the summer. The day after we arrived was the start of 2 weeks of thunder storms and non-stop rain – you might think that I’d be used to it coming from Scotland but honestly we don’t have that much rain!

We didn’t have too much trouble finding a house. My husband looked at a few and then I took the best piece of advice I was given which was to find a house within cycling distance of the school so this really limited our choice as there was not much available to rent in Bergen at that time. I didn’t see the house prior to moving in, apart from photos on the internet, but luckily I knew that I could trust my husband on that one! I have to say that the rental process was nothing like it is in the UK where there are very strict rules for renting out property. The letting agent wasn’t at all helpful and we were basically handed the keys and left to get on with it – the letting agent wasn’t interested in any questions/problems that we had with the property once we had the keys and with the owner living the other side of the world it caused a few problems especially when the heating or the cooker didn’t work and the water tank leaked!

We later approached the owner with an offer and now own the house that we were renting...

Read more

Thursday, March 04, 2010

Expat Experiences: Brigid - Cairo, Egypt

Who are you?

I am a single British woman living on the south-western outskirts of Cairo in a new development near 6th October City.


Where, when and why did you move abroad?

Brigid on a desert trek
I moved here just over 2 years ago after visiting for nearly 5 years. I wanted to change my life as I was in the Corporate treadmill and found that for the 3-4 years prior to moving here, I was just existing for work - working, commuting and sleeping - and having no real 'life' at all and actually quite resenting friends and family if they wanted to meet up or something on weekends when I wanted to catch up on precious sleep and just chill out.

I wanted time to kick back, relax, explore new areas of my brain, experience a very different culture (to me Northern European is a homogenous mass - one city indistinguishable from the next), take time out to smell the flowers, and also spend more time on 'people' stuff.

Why Cairo? I fell in love with Cairo right from my first visit - big, brash, noisy, beautiful, ugly, wonderful, chaotic, a surprise round every corner. I'm a big city girl by nature having lived both in rural areas, provincial towns and London in my life I know what I prefer. I missed Cairo every time I left it, and every time I came back, I felt I was home. I met up with an American woman who had been here for a few years on one visit and she said she had had exactly the same feelings about it and whenever she left Cairo she felt 'homesick'. Cairo is somewhere you either love or hate...

Read more

Wednesday, March 03, 2010

Expat Experiences: Spain - Fred and Arpi Shively

Who are you?

Fred Shively


Fred Shively - freelance creative director, writer, photographer. Arpi Shively - professional writer.


Where, when and why did you move abroad?

2003 from the USA to the Alpujarras in Andalucia because we wanted to get back to Europe.


What challenges did you face during the move?

Being an American citizen made it slightly more difficult until we found out that, because I was married to a British national, I could come in as 'familial'. Otherwise the usual stuff: language, bringing a car into Spain (particularly difficult and expensive from the USA), the culture shock (compounded by moving to a small Andalucian pueblo).


Can you tell us something about your property?

We rent, always will as it obviates a whole load of problems. We have neither the need nor compulsion to own. Also, we're about to take over the management of a totally delightful Finca and casitas which we could never have done had we been tied to a property.


What is the property market like at the moment?

As far as we can make out: dire. Although probably a good time for buyers...

Read more