Expat Financial Advice


  Interview With Tom Zachystal, CEO Individual Asset Management (IAM)

Articles - Financial

Tom Zachystal is CEO, President, and Chief Investment Officer of Individual Asset Management (IAM), a U.S. Registered Investment Advisor (RIA) specializing in portfolio management and financial planning services for expatriates. IAM is an official Expat Focus financial services partner and in this interview we learn more about those services and also get to know more about Tom's own background and experience.

Expat Focus: Tom, can you tell us a bit about your background and how IAM came into being?   more ...

  Interview With Geoff Birch, Offshore-Rebates.com

Articles - Financial

Geoff Birch has 28 years of experience in financial services and established the online brokerage Offshore-Rebates.com in 1999. In this interview we learn more about Geoff's background and ask his opinion on a number of expat investment issues, including the effect of the current economic crisis.

Expat Focus: Can you tell us a bit about your background and how Offshore-Rebates.com came into being?

Geoff Birch: It’s actually a very long story.   more ...

  Interview With Simon Hilton, Foreign Exchange Specialist

Articles - Financial

Simon Hilton is a senior foreign exchange consultant at World First specialising in assisting private clients and companies with their foreign exchange transactions. Simon is authorised by the FSA to offer foreign currency options.

To contact Simon directly for currency transfer information or a no-obligation quote please click here.

Expat Focus: Simon, can you tell us a bit about your background and how you came to work for World First?   more ...

  Interview With Oliver Heslop, UK Tax Specialist

Articles - Financial

Oliver Heslop is a highly experienced UK tax specialist dealing with expatriate cross border issues and is the official Expat Focus UK Taxation partner. In this interview we learn more about Oliver's background and experience and the services he can offer to British expats abroad and foreign nationals in the UK.

Expat Focus: Oliver, can you tell us a bit about your background and how you came to join Shipleys?   more ...

  Interview With Rob Noble-Warren, Director Independence Wealth Management Ltd

Articles - Financial

Rob, please tell us a little bit about yourself and your background. What services does Independence Wealth Management offer?

Independence take care of cross-border clients with a UK connection by helping them get the most from their money. We provide a combined asset management and tax annual service, with separate briefing courses. Our courses brief people on what they need to know to make good long term financial decisions.   more ...


Expat Financial Advice and Services

Trusted financial partner network

Simon Hilton - Currency Transfers Tom Zachystal - US Investment Advice Oliver Heslop - UK Expat Tax Advice Marian Wellman - US Expat Tax Advice Sharon Hill - French Mortgages

Simon Hilton

Foreign Exchange

Simon is a senior foreign exchange currency broker specializing in serving the needs of the expatriate community. Solutions offered include a best exchange rate guarantee for currency transfers, same day payments, a free rate watch service and forward contracts aimed at managing clients' exposure to exchange rate fluctuations.

Tom Zachystal

Pensions and Investment

Tom is a Registered Investment Advisor, Chartered Financial Analyst, and Certified Financial Plannerâ„¢ professional specializing in portfolio management and financial planning services for expatriates. He has over ten years expatriate portfolio management and financial planning experience and has clients on four continents in over a dozen countries.

Oliver Heslop

UK Taxation

Oliver is a highly experienced UK tax advisor specializing in helping UK expat high-earners (e.g. senior executives, project managers etc. working abroad but required to pay UK tax), foreign nationals paying tax in the UK and non-domiciles wishing to invest or bring money into the UK.

Marian Wellman

US Taxation

Marian has been an Enrolled Agent (Certified to Practice Before the IRS) since 1985 and is a member of the Tax Advisory Board and a Country Representative for American Citizens Abroad. She specializes in income tax services for US expatriates living in other countries and foreigners living in the US.

Sharon Hill

French Mortgages

Sharon has vast experience in the French property market and is committed to finding the most suitable mortgage for clients' circumstances from a panel of over 20 leading French mortgage lenders made up of reputable French banks with an established presence throughout France.

Preferred Health Insurance Partners


At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.

Get free quotes for a range of services from our trusted partners


• Leading international insurers
• Unrivalled global medical networks
• World-class 24/7 customer service
• Flexible products to meet your needs

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• Best exchange rate guarantee
• No commission
• Same day payments available
• Dedicated, professional consultants
• All bank receiving charges covered

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• Advice for UK expat high-earners
• Also for foreign nationals paying UK tax
• Advice for expats and companies
• Over 14 years specialist experience

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• Lower rates than most US CPAs
• Over 25 years specialist experience
• Full-time expat tax professional
• For US citizens and foreign nationals

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• IRA/401k management
• Over 10 years specialist experience
• Investments customized for each client
• Specialist in US expat finances

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• Over 10 years specialist experience
• SIPPs, IRAs, 401ks and more
• Portfolio and investment management
• Offshore investment accounts

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• Wide selection of French mortgages
• Over 20 French mortgage lenders
• French banks with established presence
• Vast experience of property market

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• Apply for an international account
• Options to suit your needs
• Multi-currency accounts, savings accounts etc.
• Send and receive funds worldwide

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