±JOIN OUR NEWSLETTER
±Compare Expat Providers
±Expat Focus Partners
±Latest Financial Articles
· Expat Focus Financial Update 12 April 2017
· Expat Focus International Finance Update 05 April 2017
· Expat Focus International Finance Update 29 March 2017
· Expat Focus International Finance Update 23 March 2017
· Expat Focus International Finance Update 14 March 2017
· Do Expats Really Need An Offshore Bank Account?
· American Living Abroad? Here's How To File Your Tax Return
· Where Do The World's Highest Paid Expats Live?
· Expat Focus Financial Update 08 March 2017
±Latest Health Articles
· A Guide To Healthcare For Expats With Chronic Illnesses
· Do You Need Terrorism Cover In Your Expat Health Insurance Package?
· Are These The Healthiest Destinations For Expats?
· Why Understanding Expat Healthcare Issues Before You Move Abroad Is So Important
· A Guide To Health Insurance For Expat Freelancers
· Expat Focus International Healthcare Update 30 March 2017
· Why Expat Retirees Should Never Ignore Health Insurance
· Moving Abroad? Read Our Essential Health Checklist
· Expat Focus International Healthcare Update 16 March 2017
InsuranceBack to top Back to main Skip to menu
Belgium - Insurance
To request free, no-obligation quotes from leading insurers, please visit our expat insurance page
Belgian residents are required to have some form of healthcare insurance, and can opt to join either the state social security scheme or a private scheme. Employees usually have their contributions to the state scheme automatically deducted from their salary. The rates of reimbursement are fixed by the Government. The state scheme provides reimbursement for most but not all of the cost of medical treatment, and is therefore sometimes supplemented by private health insurance. The self-employed often opt to be covered by private health insurance schemes.
Whether you buy or rent a home in Belgium, you are required under the Belgian Civil Code to take out personal liability insurance against damage to the property. Most rental agreements will specify that this policy must be in place within 30 days of signing a lease on the property. If renting furnished property, insurance is also normally required against damage to the furniture. Property owners have to take out buildings insurance against damage caused by fire, earthquake, storm etc., and when buying a home this is required immediately after the purchase agreement is signed, even though they may not receive the keys for several months.
Expat Health Insurance Partners
Our award-winning expatriate business provides health benefits to more than 650,000 members worldwide. In addition, we have helped develop world-class health systems for governments, corporations and providers around the world. We want to be the global leader in delivering world-class health solutions, making quality health care more accessible and empowering people to live healthier lives.
At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.
Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.