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Czech Republic - Banking


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The Czech Republic is still largely a cash economy. Personal checks are not used as a payment option for general shopping. Credit cards are increasingly accepted in hotels, restaurants and higher-end shops, but it is recommended that you inquire as to the preferred method of payment prior to purchasing.

In order to open a bank account you must provide:

- Passport or travel ID
- Copy of registration with Czech authorities, visa, or temporary residence permit
- Address and local contact telephone number

Banks are generally open between 8am and 5pm Monday to Friday. Most banks are closed on weekends.

Foreign exchange offices are located throughout the major cities, especially in tourist areas. Most charge a 2% commission, but may have other hidden charges.

Automatic Teller Machines are fairly new to the Czech Republic but are growing in popularity. Most have multilingual instructions. They generally charge a small percentage and the usual bank fee, which is minimal. Bankcards are probably the most cost-effective means of obtaining local currency after hours.

Note: Prague's 24-hour Chequepoints charge a 10% commission on cash withdrawals.

A complete list of banks in Prague can be found by visiting the website of the Czech National Bank: http://www.cnb.cz/en/bd_seznam04.php





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