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Denmark has a sophisticated and efficient banking system. In order to open a personal bank account in Denmark you will need to provide your Danish CPR number or your passport. Normally a CPR number is required before a cash card will be issued for use in ATMs.

Banks in Denmark are usually open from 9.30 a.m. to 5 p.m. on Mondays, Tuesdays, Wednesdays and Fridays, and from 9.30 a.m. to 6 p.m. on Thursdays.

Traveller's cheques can be exchanged at banks and larger hotels in Denmark, with cheques in Euros, Pounds Sterling or US dollars preferred. Some banks may refuse to exchange foreign bank notes in large denominations.

MasterCard, Visa, American Express, Diners Club and Eurocheque cards are widely accepted throughout Denmark. However, some smaller shops do not accept credit cards.

Danish residents are now required to designate a bank account as their NemKonto Easy Account, which is used by public institutions to make payments to them, such as social security payments, pensions or public sector salaries.

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