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Retiring & Pensions

Greece - Retiring & Pensions

A relatively low cost of living, low crime rate and mild climate attracts many retirees to the Greek islands.

Within the EU pensioners can obtain form E121 from their home country to cover all health care in Greece, although care can be basic and pensioners are advised to also consider taking out private health insurance. Consider also the cost of flights 'home' in an emergency.

Pensions drawn from outside of Greece in another currency will be affected by exchange rate fluctuations.

Extra costs - don't forget to cost in extras such as flights home, running a car, the cost of having family and friends stay with you for holidays (you will probably be going out and eating out more than you would normally - having regular visitors can seriously stretch your budget).

If you sell up to move to Greece, consider where you would move back to at home if it doesn't work out. The ideal situation is to keep your property at home and buy a second home. If finances do not permit this then another option is to invest in a smaller property at home and one in Greece. Or consider a trial run in Greece - renting before selling up and moving permanently.

Read more about this country

Information courtesy of Carol Palioudaki, author of The Cool Guide to Living in Crete, available at www.livingincrete.net

Expat Health Insurance Partners


Our award-winning expatriate business provides health benefits to more than 650,000 members worldwide. In addition, we have helped develop world-class health systems for governments, corporations and providers around the world. We want to be the global leader in delivering world-class health solutions, making quality health care more accessible and empowering people to live healthier lives.

AXA - Global Healthcare

As the global healthcare specialists for AXA, the world’s number one insurance brand, we can help you get fast access to expert medical care, whenever and wherever you need it. All our plans include evacuation and repatriation, a second medical opinion service and extra support from a dedicated case manager if you’re diagnosed with cancer. You’ll also have 24/7 support from our caring multilingual team - we’ll always remember you’re a person, not a case number.

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.