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Italy - Insurance



As a resident of Italy, you will need various kinds of insurance. These are outlined below, along with the names of a few big insurance companies:

Health insurance - this is compulsory for all foreign residents in Italy, as proof of health cover must be shown to the local authorities (Questura) before you can obtain a residence permit (permesso di soggiorno). You can buy a health insurance policy from the Post Office when you arrive in Italy - the Italian government has designed a policy with Inassitalia for foreign students to cover all medical expenses in case of illness, so presumably the company also offers other policies.

Home insurance - three of the biggest insurers are Axa, Generali and Winterthur. These companies have offices in most small towns so they are accessible - you can discuss your needs in person. The consensus seems to be that insurance in Italy is much cheaper than, for example, the UK. House insurance is normally a condition of your mortgage agreement, so check if you are buying property. Of course, insuring your home against mishaps is always worthwhile!

Life insurance - if you are buying property in Italy, this is likely to be a condition of your mortgage.



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