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Social Security

Malta - Social Security

Malta's social security system is administered by the Department of Social Security, part of the Ministry for the Family and Social Solidarity.

Anyone who works in Malta, with the exception of expatriates employed by off-shore companies in the Freeport zone, is required to contribute to the social security system, and will be eligible to receive social security benefits. The system funds a wide range of benefits including maternity, unemployment and disability benefits, as well as sick pay and pensions. These benefits are mostly taxable.

Contributions are deducted from salaries along with tax and employers are required to match the payments of their employees with a similar level of contribution. Payments are on a graduated scale, up to a maximum of 10% of income.

Self-employed people are also required to contribute to the system, although self-employed EU nationals may be exempt from payments for up to 12 months, if they continue to make contributions in their own countries and hold the exemption certificate E101.

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Expat Health Insurance Partners


Our award-winning expatriate business provides health benefits to more than 650,000 members worldwide. In addition, we have helped develop world-class health systems for governments, corporations and providers around the world. We want to be the global leader in delivering world-class health solutions, making quality health care more accessible and empowering people to live healthier lives.

AXA - Global Healthcare

As the global healthcare specialists for AXA, the world’s number one insurance brand, we can help you get fast access to expert medical care, whenever and wherever you need it. All our plans include evacuation and repatriation, a second medical opinion service and extra support from a dedicated case manager if you’re diagnosed with cancer. You’ll also have 24/7 support from our caring multilingual team - we’ll always remember you’re a person, not a case number.

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.