±JOIN OUR FREE NEWSLETTER
±Compare Expat Providers
±Expat Focus Partners
±Latest Financial Articles
· Life Down Under – 10 Things You Didn’t Know About Living In Australia
· The Top 5 Things American Expats Need To Know When Filing US Taxes Abroad
· Expat Focus Financial Update April 2018
· Expat Focus Financial Update March 2018
· Moving Abroad, Before And After Brexit
· Expat Focus Financial Update February 2018
· How To Navigate Brexit When Sending Money Abroad
· Expat Focus Financial Update January 2018
· Top Tips for Buying a Property Overseas in 2018
Arwa Lokhandwala (12/02/10)Back to top Back to main Skip to menu
Expat Experiences: Netherlands - Arwa Lokhandwala (12/02/10)
My name is Arwa Lokhandwala and I am an Indian expat living in The Netherlands with my husband.
Where, when and why did you move abroad?
What challenges did you face during the move?
The initial paperwork was mostly hassle free but took some time. We arrived in Rotterdam in Dec, 2008 which is one of the coldest months of the year so the weather tested us too. The language and the culture in The Netherlands is entirely different from that of ours. But it also presented a great opportunity to learn about different things.
Can you tell us something about your property?
We liked the idea of renting an apartment rather than buying. Once that was decided, we contacted a couple of Makelaars (Dutch for "estate agents") for the property and after seeing a number of flats, zeroed in on one of them. Finding a property in the beginning takes time and effort since you have to be very careful regarding the area, rent etc. It always helps to check things out with different Makelaars before finalising the deal. The rental contract should be translated into English (or the language that you understand) and only after reading all the fine prints should you sign it.
Are you employed or self-employed? What challenges did you face in either finding employment or running your own business?
Initially, I faced a lot of problems in finding work. This was mainly due to two reasons - the language constraints (one has to achieve a certain level of Dutch fluency) and secondly due to the global recession last year which resulted in many companies going for a hiring freeze. But if you persist long enough, things fall into place sooner or later.
What is your relationship like with the locals?
I have found the Dutch really helpful and willing to listen. Since most of them can speak good English, the language is not a barrier in day to day activities but it’s always good to learn the language for better integration into the Dutch society. I am learning a lot about the Dutch culture through them.
What do you like about life where you are?
What do you dislike about your expat life?
Moving away from family and friends is tough in the beginning. You tend to miss them almost everyday.
What advice would you give to anyone following in your footsteps?
Come with an open mind, without any prejudices. Explore, make friends, learn the culture and the language. Be positive and enjoy every moment of the expatriate life!!
Expat Health Insurance Partners
At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.
Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.