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Social Security

Singapore - Social Security

The Central Provident Fund (CPF) acts in place of a national social security. Essentially, the CPF is a mandatory savings scheme that was introduced in 1955 to help cover the cost of living for Singapore residents upon retirement / cessation of employment.

Monies saved in the Ordinary Account of the CPF can be used to help pay for home ownership, education and investment. The Special Account is meant for old age and contingency purposes and to purchase retirement-related financial products. A portion of the CPF known as Medisave can also be used to help pay for hospital treatment and for medical insurance (known as MediShield).

The CPF scheme applies to all Singaporeans and Singaporean Permanent residents; foreigners who are on a Work Pass are not required to contribute to this fund. However, when a foreigner takes up permanent residency in Singapore, the foreigner will be expected to contribute to the CPF scheme. Both the employer and the employee contribute to this fund in varying proportions.

For more information about this fund, you visit their website at www.mycpf.gov.sg. Walk-in enquires are entertained at CPF Service Centers located throughout the island. Click here for the location of all the service centers.

Expat Health Insurance Partners


Our award-winning expatriate business provides health benefits to more than 650,000 members worldwide. In addition, we have helped develop world-class health systems for governments, corporations and providers around the world. We want to be the global leader in delivering world-class health solutions, making quality health care more accessible and empowering people to live healthier lives.

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.