Banking has opened up considerably in Vietnam in the past few years. Large international banks such as HSBC and Citi Financial are mainstays in larger cities such as Saigon (Hochiminh City) and Hanoi, while Vietcom Bank and major Vietnam based banks can generally help the expat or traveler with cashing of travelers checks or personal bank accounts. ATM machines have started to sprout up throughout the country and recently Vietnamese people have started seeing direct deposits of their employment pay as Vietnam enters the computer age. Wire transfers are also becoming a usual occurrence in the county. With proper identification you should have no problems getting established with a local bank in Vietnam.