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Articles

Expat Articles


Financial

Positivity In European Property Market, But Still Some Way To Go

Posted on Tuesday October 07, 2014 (21:02:04)
Simon Hilton
by Simon Hilton, senior foreign exchange consultant at World First and official Expat Focus foreign exchange partner

Let’s start with a stat. Two thirds of Europeans say house prices are too expensive. That’s according to a survey of over 12,000 European consumers by ING Bank.

It’s very possible that you’re reading this in the UK, and wondering whether that 66% have ever taken a look a property prices in the UK, and if they know how lucky they are!   more ...

Financial

Buying Property Abroad This Summer? Make The Most of the Foreign Exchange Rates

Posted on Wednesday August 13, 2014 (08:36:47)
Simon Hilton
by Simon Hilton, senior foreign exchange consultant at World First and official Expat Focus foreign exchange partner

It’s that time of the year when many people are heading away on their summer holidays, and such breaks away usually involve three stages; the anticipation in the build-up before you go, the sheer enjoyment of being there, and the disappointment but inevitability of having to leave a week or two later. Just imagine if you didn’t have to go home. Imagine if you moved abroad to start a whole new adventure.   more ...

Financial

British Sporting Disappointment But UK Economy Gives Reason For Expat Cheer

Posted on Saturday July 12, 2014 (10:35:07)
Simon Hilton
by Simon Hilton, senior foreign exchange consultant at World First and official Expat Focus foreign exchange partner

Britain has suffered a disappointing summer of sport, with the recent failure of England’s football team in the World Cup, a whitewash for England’s rugby players in a three test series against New Zealand and defeat in the cricket versus Sri Lanka, who won their first ever test series in England. Add in Andy Murray’s worst Wimbledon performance since 2005, and that caps a pretty miserable month or so for those of a sporting persuasion. Thankfully, the UK economy isn’t suffering in quite the same way; in fact the opposite is true – it continues to flourish.   more ...

Financial

Rocketing House Prices At Home Make Overseas Property A Real Option For Expats

Posted on Wednesday June 04, 2014 (09:30:01)
Simon Hilton
by Simon Hilton, senior foreign exchange consultant at World First and official Expat Focus foreign exchange partner

In what appears to be a symptom of rocketing property prices in the capital, a garage in Kensington was recently put up for sale at £300,000. That’s more than the UK’s average house price, which I’m sure you’ll agree is absolutely remarkable.

Foxtons, the estate agent marketing the garage, speaks of its generous proportions – with room for two cars – and the fact that it’s “located in a highly sought-after area.” Plus, it has “easy access to Kensington High Street.” But it’s still only a garage.   more ...

Financial

A Strong Pound Means Expat Money Goes Further

Posted on Tuesday May 06, 2014 (20:08:55)
Simon Hilton
by Simon Hilton, senior foreign exchange consultant at World First and official Expat Focus foreign exchange partner

We’re already a third of the way through 2014 – clichéd I know, but seriously, where has the time gone? – and so far, it’s been a good year for sterling. A succession of strong data has kept the pound on top of most other currencies, and what a difference a year makes - at the beginning of last year, sterling was weak, data was poor and the UK economy had been downgraded.

Expats looking to buy a property in Europe will be pleased to hear that this strong pound will enable them to get more for their money. Whereas just over a year ago, a pound will have got you €1.15, it will now get you €1.21.   more ...

Financial

Spring Has Sprung – Time To Spring Into Action With A Property Abroad?

Posted on Friday April 04, 2014 (22:42:10)
Simon Hilton
by Simon Hilton, senior foreign exchange consultant at World First and official Expat Focus foreign exchange partner

After what has seemed like a never-ending winter, spring appears finally to have sprung. We’ve tasted a little sunshine and experienced some warmth and maybe, it’s just injected a little more positivity into our lives.

However, you never know when the warm sunshine will be replaced by cold rain. British summers are well known for being anything but, well, summery, and promises of barbeque summers (remember that classic) have turned out to be nothing more than a damp squib.

Maybe you’ve decided enough is enough, and are contemplating a move away to warmer climes, where the way of life is more relaxed and the weather is slightly more dependable.   more ...

Financial

How The 2014 UK Budget Affects British Expats Living Abroad

Posted on Saturday March 22, 2014 (11:31:33)
Oliver Heslop
Expatriate tax director of Global Expatriate Tax Services Ltd and official Expat Focus UK tax partner Oliver Heslop discusses the recent UK budget and its impact on British expats

Budget Day in the UK was 19 March 2014, when the UK Chancellor George Osborne announced the UK economy to be very much back on track.

We consider the reforms that he has announced to UK pension annuity rules to be seismic changes.   more ...

Financial

Sterling Strength and Fall In French Housing Prices Provide Perfect Expat Opportunity

Posted on Wednesday March 05, 2014 (13:14:20)
Simon Hilton
by Simon Hilton, senior foreign exchange consultant at World First and official Expat Focus foreign exchange partner

If you’re thinking of moving abroad, one of the main considerations is what kind of house you’ll be able to get for your money. This is determined obviously by the value of the house you’re buying, but also by the exchange rates, which can have a significant impact on what kind of property you’ll end up in.

If, for example, the pound is strong against the euro, you’ll get more for your money, and you may be able to afford more than you thought. The exchange rates can fluctuate dramatically in the space of just a few weeks or even days, so it’s always worth keeping your eye on the markets.   more ...

Financial

Good News For UK Expats Moving Abroad As Sterling Continues To Strengthen

Posted on Wednesday February 05, 2014 (15:34:05)
Simon Hilton
by Simon Hilton, senior foreign exchange consultant at World First and official Expat Focus foreign exchange partner

When a new year arrives, it can be tempting to set ourselves goals that we want to achieve in the coming 12 months. These could range from small things like keeping fit, learning a language or eating more healthily, to big ambitions like moving abroad, buying a house or getting a job overseas.

For those with such goals in mind, or people already living or working abroad, the exchange rate is all important, as it determines how far their money will go when buying a property or sending money home, for example.   more ...

Financial

Cigna Individual Health Plans Go Multilingual

Posted on Thursday January 30, 2014 (12:08:34)
Cigna, a leading international health insurer, has announced the launch of local language sales and service capabilities for their expatriate individual health insurance product range.

This move is a milestone in the company’s commitment towards expanding its reach globally, particularly towards European and Latin American brokers supporting expatriates moving abroad.

This coincides with the combining of forces between Cigna Global Health Options and Cigna expatplus, bringing the strength of a single individual proposition for expatriate healthcare to the broker market.   more ...

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Expat Focus Preferred Health Insurance Partners


Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.

Cigna

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.