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Thinking of Buying a Finca?

Discussion forum for expats moving to or living in Colombia.

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Thinking of Buying a Finca?

Post Posted: Sat Sep 14, 2013 4:21 am

I am finally at the stage where within two months we will be able to go house hunting. It has always been my intention to buy a Finca outside one of the Pueblos near to Medellin, however I now have an added consideration before making a purchase.

We already have to take into consideration the usual problems, such as when buying on the side of a mountain, is the land stable, if built on rock, no problems, if built on sand or clay, then many Insurance Companies will not touch the property. etc.

However the latest problem is the Bacrim or crime gangs, with the current situation changing in relation to the Paramilitaries, the Bacrim are becoming braver, and as a result there are areas nearby, where they visit Fincas owned by Gringos, because it is known that every Gringo is rich (yeah...right!) and they are extorting money, to avoid problems, if not paid the problems start off as little ones, but can reach the stage where you are driven out of your property, for the safety of you and your family you have no choice in the matter. In my case, I am definitely not rich, living on my pension, and the intention of buying a Finca at the cheaper end of the market and working on it myself.

It is obvious that when you go house hunting, the Seller / Vendor is not going to admit to these local problems, but I am fortunate in being married to a Colombiana, both she and her Family intend to make enquiries in the area of any house that we show an interest in. I am well aware that this type of problem can shift, and an area that is safe today, might not be tomorrow, but then life is a risk.

Just be aware, that this problem could occur anywhere in the Country, and take sensible precautions.


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