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Hong Kong - Wills

There are many reasons why you might want or need to make a will while you are living in Hong Kong. An attorney experienced with wills and estates should be consulted in this matter, although simple wills can also be created without the aid of an attorney, too, in some cases.

A will should be an up-to-date statement of your wishes in regards to your assets after your death. In some cases, a husband and wife might have separate wills with a joint statement if they have children and want to appoint a guardian in the event that they both pass on at the same time. Other times, the husband and wife might have one will with the expectations that if one spouse passes away, the other will inherit the assets.

Your will is intended to clarify your assets, where they are located, your intended beneficiaries, and how your estate should be disposed of. An attorney can generate an explicit, legally binding document and offer explanation and advice along the way.

Even if you already have a will in your home country, you might decide to create one that is country specific. Many people feel more comfortable having a will for each country where they have assets. This can make the liquidation of the assets quicker. Having a will in Hong Kong can also make the matter of appointing a guardian for your surviving children easier and faster.

The cost of creating a will varies and is dependent upon how complicated the will itself is. A simple one with few instructions and no pre-meetings might cost as little as HK$200 to create. A complex one that lists properties around the world and foreign bank accounts with multiple beneficiaries could be significantly more.

There are a few necessary items that your will should include, even if it is not a complicated one. This includes your burial wishes, any aliases you might have, your Hong Kong ID and passport numbers, the full names of your executor beneficiaries, and any instructions on the division of your assets. Instructions might include how your assets will be handled if both spouses pass away, one spouse passes away, or if the entire family passes away. They should also include the person or persons who will act as guardians to your children if both the parents pass away. If the children are less than 18 years of age then a trustee should be appointed to oversee their assets and you should decide when those assets will be transferred and managed.

If you already have a will in your native country, then you can possibly have it endorsed in Hong Kong without the need to create a new one. In the event of your death, your will would then go to court and obtain probate in your native country and then be brought to Hong Kong. This might differ from one country to another, however, so seeking the legal advice from someone who understands not only your wishes but the relationship between your native country and Hong Kong is important.

Expat Health Insurance Partners

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.