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Retiring and Pensions

Morocco - Retiring and Pensions

Morocco is rapidly becoming a desirable retirement destination for foreigners from many countries around the world. It is especially attractive for people with lower income levels due to the low cost of living in all aspects (property, food, transportation, etc.) The year-round mild climate, stable government, and low crime rates are also reasons foreigners chose to settle in Morocco. With a rich culture and history, there is plenty to see and do visiting the very modern cities, the old medinas and everything in between. Europe is easily accessible making sure that there are plenty of activities and adventures to keep life interesting and active. If the countries various cities and landscapes aren't enough to explore, visiting Spain is a short ferry ride from the tip of Morocco in Tangier. Tours and cruises of the Mediterranean Sea are also a great way to spend time exploring life and culture outside of Morocco.

Household help such as cleaning staff, cooks, and gardeners are also obtainable on a modest budget. Food is fresh, seasonal and mostly organic in addition to being affordable. It's preparation in Moroccan cooking is often much healthier than Western preparation as well. Quality medical care with highly trained doctors is also accessible, and insurance plans can be purchased if desired. All of these factors make the quality of life for retirees, and expats in general, quite high and therefore very pleasant.

Financially, Morocco is a smart retirement choice because it is free from double taxation and obtaining property can be accomplished with relatively little complication. Even in the current market, housing prices are steady and affordable in Morocco. Although there is a tax on income, it is significantly lower (about 10%) compared to many of home countries rates of up to 40%. Given this, there really aren't programs aimed at attracting foreign pensioners as many people are finding and benefiting from Morocco as a place to retire on their own. All foreigners thinking of retiring to Morocco should check with their social security and pension plans to make sure there will not be any implications for receiving their pensions abroad.

Marrakesh is the most popular retirement destination for foreigners. Those who dream of life by the sea should consider one of the many quiet towns such as Safi, Agadir or Mohammedia. If a lively lifestyle is more interesting, Casablanca, Rabat and Tangier are great retirement destinations as well.

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Expat Health Insurance Partners

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.