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Accommodation & Property

Oslo - Accommodation & Property

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Oslo is surrounded by vast forests and lakes, but there is a resistance from public groups for developing these to make up for the housing shortage in the city. This is one of the reasons for the prohibitive rates of housing in Oslo.

To find an apartment in Oslo, one would have to go through an estate agent or search the internet for apartments put up for lease. State approved estate agents can be found on the website of the Norwegian Association of Real Estate Agents. A housing office or boligkontor also offers guidance in selecting a home in Oslo. Properties need to be registered with the Norwegian Mapping and Cadastre Authority whenever bought or sold.

When you rent an apartment in Oslo, a refundable deposit of three months is paid in advance to the landlord. Apartments may be furnished or semi-furnished.

Cooperative housing societies which consist of a number of blocks of flats or small houses are the most common form of homes in Oslo. To be able to stay in a 'borettslag', the resident would have to buy a share in the cooperative housing society and then pay rent every month. The rent that you pay consists of your portion of the joint mortgage taken by the borettslag, and the maintenance of the building. You can sell your share when you move out of the apartment. Please visit www.awcoslo.org/Sections/LivingInOslo/housing.htm#ShouldYouOwnOrRentYourHome for more details.

Limited accommodation facilities are provided by the municipal authorities (kommuner) for students and young adults who need a home for a brief period in Oslo. Details can be obtained from the municipal housing office. A bed-sitter is an alternative accommodation for young people who need just a furnished bedroom, bathroom and a kitchen.

Apartment rates in Oslo are in the region of NOK 39,000 per square metre, while houses average at NOK 34,000 per sq metre. Though prices have dipped slightly after the economic meltdown that started in September 2008, interest rates have gone up, making real estate acquisition as difficult as before. Estate agents, the internet and advertisements in the newspapers are the general sources of information on property in Oslo. Most universities and colleges also have student accommodation with basic facilities on their campuses.

One can apply for a bank loan to buy a house in Oslo, or go through the local housing office for a municipal loan.

Oslo Bolig og Sparelag, or OBOS is Oslo's largest housing ccoperative association. It builds houses and apartment blocks, and offers complimentary services like maintenance and renovation.

Expatriates can also explore the options available for serviced apartments in Oslo.

Expat Health Insurance Partners

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.