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Building Your Own Home

Singapore - Building Your Own Home


Most foreigners buy properties in Singapore that are existing structures or nearly completed. At the present time, they cannot buy land. However, you can buy land that already has an existing structure on it, tear it down, and build a new one. In fact, that is how many people get around the land restrictions.

Building prices can vary but you can expect to pay anywhere from $600,000 for a modest terrace to more than $1 million for a bungalow. Construction itself can take around a year. However, to plan the structure, submit it for approval, and wait to hear back can take as long as six months. The Submission of Plan will require a fee.

A contractor will be needed and you’ll want to ensure that the contract covers all of the little details. You don’t want to be hit with any hidden costs. Not only will you need to hire a contractor to build your new home, you’ll have to hire an architect as well. The major architectural firms in Singapore are DPA, RSP, CPG, AEDAS, and Architects 61. Architects normally charge about 10% (possibly less) of the total construction cost for their services. They may also want to employ a structural engineer and this will be extra. Still, some architects might also have their own engineers and draftsmen on staff so their fees could be smaller.

DPA: http://www.dpa.com.sg
RSP: http://www.rsp.com.sg
CPG: http://www.cpgcorp.com.sg
AEDAS: http://www.aedas.com/Singapore
Architects 61: http://www.a61.com.sg

Contractors and architects can be found online, although visiting expat communities can also be a good way of getting recommendations from people who have been satisfied with services in the past. An HDB contractor has been vetted by the HDB to comply with their standards and financial stability.

If you’re planning on rebuilding on a site, then you’ll have to contact the authorities when you submit your application. You can visit http://www.ura.gov.sg to find a list of works that do not need BCA (Building & Construction Authority) or URA (Urban Redevelopment Authority) approval.

On the BCA’s website at http://www.bca.gov.sg you can find links to many other websites that might be helpful in your construction endeavors. Each one of these has their own resources and databases. Some of the organizations and associations that you might find valuable include:

Association of Consulting Engineers Singapore http://www.aces.org.sg
Association of Property and Facility Managers http://www.apfm.org.sg
The Institution of Engineers, Singapore http://www.ies.org.sg
Real Estate Developers' Association of Singapore http://www.redas.com
Singapore Concrete Institute http://www.sci.org.sg
Singapore Contractors Association Limited http://www.scal.com.sg
Singapore Institute of Architects http://www.sia.org.sg
Singapore Institute of Building Ltd http://www.sib.com.sg
Singapore Institute of Planners http://www.sip.org.sg
Singapore Institute of Surveyors & Valuers http://www.sisv.org.sg
Singapore Structural Steel Society http://www.ssss.org.sg

An incentive to building a home in Singapore is that you can use green technology that might not have otherwise been available in an existing construction. For instance, some individuals are now choosing to use solar energy panels and other forms of renewable energy rather than relying solely on grid-based electricity.

Once you have built your property, you will not be allowed to sell it for three years upon completion.


Read more about this country



Expat Health Insurance Partners


Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.

Cigna

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.