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Expats

Singapore - Expats


Expats flock to Singapore from all over the world. Thanks to its abundance of opportunities for business and employment, as well as its great weather, it is attractive and presents exciting options for those looking for something different. It is a veritable melting pot of cultures, and despite the fact that it is located in Southeast Asia, expats find a wide range of ethnicities and religions represented.

Singaporeans speak English and it’s not necessary to speak a second language here, although those who speak Mandarin or Malay will find that they are able to communicate well with others.

Nearly 25% of the population in Singapore are foreigners. In the past five years, the number of expats living and working in Singapore has risen 18%. In 2011, it was estimated that there were around 49,000 foreigners registered to work. Expats are spread out all over the city, but popular neighborhoods include Holland Village, the East Coast, and Bukit Timah. Expats are treated well and are welcome in Singapore. In fact, they’re almost expected to be there! As a permanent resident, you can enjoy many of the same rights that Singaporeans can and can buy property, let property, and also work (with the proper permits).

Healthcare is modern and the physicians are well-qualified. Although it is strongly suggested that expats purchase health insurance while in Singapore, most find that the costs for services are much cheaper than they are in other parts of the world. In fact, medical tourism to Singapore has become popular in recent years.

Singapore also offers good connections to the rest of the world since it is in a central location. It is quite easy to travel on to the rest of Asia, Africa, and Australia. Trains connect Singapore by land to Malaysia and Thailand and ferry services connect it to Indonesia.

Many expats enjoy relocating to Singapore because, while the cost of living is high, a lot of employers offer attractive benefit packages that include the cost of housing, transportation, health insurance, and even trips back to their home countries.

As a permanent resident, you have the option to use your CPF (Singapore’s social security scheme) to pay for healthcare costs, retirement, and housing. Many people use their CPF in order to make a down payment on a new property. If you are not a permanent resident, then some employers will still set aside a portion of your would-be CPF and this will be available to you upon your departure from the country. This can be another added benefit of working in Singapore, since you’ll have a savings account and funds available when you get ready to leave.

Each year, the number of expats relocating to Singapore grows. As Singapore continues to increase its importance in the financial and banking world, it is expected that more jobs in the financial sector will open up and more expats will continue to make their home there. With good weather, beautiful scenery, and a high standard of living, it is often considered to be an ideal expat destination.


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Expat Health Insurance Partners


Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.

Cigna

Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.