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Property Options and Types

Singapore - Property Options and Types


There are several types of properties that are available for purchase in Singapore.

Most Singaporeans live in HDB flats. These are categorized by the number of rooms they have. Studio apartments are around 400 sq. ft. and are usually occupied by senior citizens. They’re also sold on 30 year leases which does make them an affordable option. A 2-room flat is normally around 500 sq. ft. and consists of a kitchen, storeroom, master bedroom, and living area. A 3-room flat will be a little bigger at about 700 sq. ft. and have a master bedroom, one common bedroom, living area, bathroom, kitchen, common area, and storeroom. This would be comparable to a two bedroom apartment elsewhere. It is also possible to find 4 and 5-room flats. The Design, Build and Sell Scheme (DBSS) flats are constructed by private developers who have to bid for the land, design and build the flats. Normally, they come with a few finishings and resemble a house more than a flat.

An HDB community is also commonly referred to as a “town.” These are intended to be self-sustainable so that residents do not have to leave their community in order to take care of their basic needs. Educational, recreational, and health care services can all be found through clinics, hospitals, schools, and parks.

Usually, an HDB town will be sub-divided into neighborhoods. These are served by a center. A town can be subdivided into as little as two or as many as nine neighborhoods. All of the neighborhoods then have multiple precincts to encourage communal exchanges. In the newer precincts, there is a common facility which might be a park or a parking lot. Many of the older precincts are being updated. If you are interested in an HDB flat you will probably find that the different towns have their own unique personalities.

Executive Condominiums are a mixture of public and private housing. These were introduced by the HDB to cater to young professional Singaporeans. Their Mininum Occupation Period is 5 years before they can be sold. From year 6 to 10, they can only be sold to purchasers who meet HDB’s eligibility requirements. However, after the 11th year the restrictions are lifted and they can be purchased and sold, even by foreigners.

Non-landed properties include condominiums and apartments. Condominiums are high-rise developments that generally have amenities such as a gym, swimming pool, security, etc. Apartments, on the other hand, are medium to high rise residential developments and usually don’t have as many facilities.

Landed properties include terraces, semi-detached units, bungalows, and shophouses. Terraces share common walls with neighbors, unless they’re at the end of a row (in that case, they only have one neighbor). Semi-detached units only share one wall with a neighbor while bungalows don’t share any walls at all and have their own lots. The shophouses are unique to Southeast Asia and are terraced rows of low rise buildings with narrow frontages and deep rears. They usually consist of shops on the bottom and living units on the top.


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Expat Health Insurance Partners


Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.

Cigna

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