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Financial > Expat Focus

Expat Focus

Expat Focus Financial Update December 2018




UK expats face EU pensions freeze post-Brexit

Around 500,000 British expats who live in the European Union are facing the prospect of their state pensions being frozen should there be a 'no deal' Brexit. The Brexit secretary, Stephen Barclay, has published a policy paper saying that the government is currently planning to preserve a UK national’s state pension rights when they live in the European Union.    more ...


Financial > FC Exchange

FC Exchange

Five Things To Consider If You’re Moving To France




If you’re considering moving to France, there are plenty of things to consider before your move. Our currency partners Global Reach highlight five things to think about before you make the leap abroad.


Healthcare

If you’re moving to France, you’ll need to take out mandatory health insurance. Healthcare is also somewhat funded by compulsory sécurité sociale (social security) payments that are taken from wages, and the government also offers some subsidy. On average, around 80% of your trip to the doctor should be reimbursed.    more ...


Financial > FC Exchange

FC Exchange

Christmas Traditions Around The World




Whether you’re living across the Channel or are moving around the world to live Down Under, there’s plenty of different ways of celebrating Christmas in different cultures. You might swap your roast dinners for BBQs or find some new festive traditions to get involved with in your new home. Our currency partners Global Reach discuss some of the traditions expats can enjoy abroad.

   more ...


Financial > Expat Focus

Expat Focus

Expat Focus Financial Update November 2018




Expats head to the US for career and money

A boost to income and a better quality of life continues to drive expats to take up career opportunities in the US, a survey reveals.

The new Expat Explorer survey published by HSBC found that more than half of those questioned said they had lived in the US for more than five years and have enjoyed career development.    more ...


Financial > Expat Focus

Expat Focus

Expat Focus Financial Update October 2018




Expats boost income by £16,000 by moving overseas

The annual HSBC Expat Explorer survey has revealed that when expats head overseas they add an extra £15,967 ($21,000) on average to their annual pay.

The best paid expats are in Switzerland, the US and Hong Kong, the bank says. Of those who replied, 45% of expats said they earned more money by moving abroad to do the same job, while 28% said they were handed a promotion for moving.    more ...


Financial > Expat Focus

Expat Focus

Expat Focus Financial Update September 2018




British expats can transfer pensions post-Brexit

Fears that British expats will not be able to transfer their pensions post-Brexit have been allayed - even if the UK crashes out of the EU without a deal.

The promise has been made to Parliament by Pensions Minister Guy Opperman, who says that the rights of British citizens and their pensions will remain unchanged. He said in a statement: "The EU and UK have agreed the terms of implementation already lasting until the end of 2020."    more ...


Financial > Expat Focus

Expat Focus

Expat Focus Financial Update August 2018




Post-Brexit pensions issue highlighted

A worrying situation for paying British expat pensioners who are living in the European Union needs to be tackled as a matter of urgency, MPs have been told.

Under current rules, payments of life policies and pensions affecting around 38 million policyholders in the European Union could be illegal if the UK leaves the EU without a deal that includes this protection.    more ...


Financial > FC Exchange

FC Exchange

Five Things You Didn’t Know about New Zealand




Are you looking to move Down Under to one of the most beautiful places on the planet? New Zealand is full of zest, culture, and bucket-list places to visit, meaning many expats choose it as their dream destination. If you’re considering making a move to the Trans-Tasman, here are five interesting things you might not know.

   more ...


Financial > FC Exchange

FC Exchange

Moving Overseas? Tick These Items Off Your Checklist




Moving abroad can be a busy time in your life, to say the least – there’s plenty to organise, time seems to tick by quicker than ever, and a few extra pairs of hands wouldn’t go amiss! It can be quite a stressful time, but as the final layers of tape go on to seal the boxes, and you’re checking and double checking your passport is in your carry-on, it can be easy to relax and forget something. Our currency provider partners FC Exchange have written a handy checklist for you to tick off, so you don’t forget some of the most important things to do ahead of your move.

   more ...


Financial > Expat Focus

Expat Focus

Expat Focus Financial Update July 2018




The world's most expensive city for expats

Expats who are sent overseas by their employers on assignment will find that Hong Kong is the most expensive destination for them to live in, research reveals.
In Mercer's'= annual Global Cost of Living survey they found that the landscape for global business is undergoing change - as are the types of jobs that will be critical in the future.    more ...