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Renting Property

Chile - Renting Property

Whether you’re planning to retire in style or want to work abroad, Chile is a great place to live. Whereabouts you decide to settle in Chile has a significant impact on the quality of your life in the country. If you are looking for luxurious city life or laid back serene environment, Chile has the bests of both worlds.

The varied landscapes in Chile are appealing and stretch from the southern coasts all the way to the Atacama in the North. Summer and winter are enjoyable in Chile with the beaches of Vina del Mar and the snowy Andes. The climate makes Chile one of the best countries for property development and investment.

Santiago is the capital and business hub and attracts most expats. It is the most obvious choice for those looking for work or the fast city life. Away from this lively city, there are other attractive places where you can settle. Valparaiso is a coastal city loved by tourists and expats because of the rich infusion of culture and the lower property prices. Those looking for great food, wine and beautiful surroundings can look for properties in either city.

The Chilean rental market has something that will accommodate and appeal to various tastes and types of people. Chilean real estate is affordable. The country’s entry into the organization cooperation and development in 2010 has strengthened the economic and living standards of the country. While the recession of 2009 has affected the country, the government remained committed to enhancing the domestic market and housing projects.

There are various choices of rental accommodation that vary in quality and aesthetics. Students are well catered for in the Chilean housing market, since housing options for the other residents are also available to them. Some universities in Chile offer home stay arrangements for short-term students. The students are placed in a home with a family as a way to enhance cultural experience during their stay.

Real estate agents are an option if you want to avoid the hassle of doing the legwork. Alternatively, you can agree with a family or resident to share a rented space at a lower rate. The average rental costs in Santiago can be slightly higher than those in the other areas. You can get a furnished one-bedroom apartment for between $370 and $507 and a two bedroom for $470 to $805. Rental prices in cities like Vina del Mar and Valparaiso may offer great deals on rental apartments at reduced costs. However, the popularity of resorts in Valparaiso can cause a change in price especially during the peak season.

Organizing accommodation from abroad can be difficult, as few Chileans speak English. If you are good at Spanish or you have a contact person, then it can be easier to arrange. If you are searching for a house from abroad, remember that the website you use for property search might misrepresent details such as exact location. To make things easier, stay in a hotel for a few days when you get to Chile so that you can search from within the country.

Research suitable neighborhoods that suit your education, work and travel needs. This will make it more convenient to conduct a property search. Some websites can help you narrow down your search according to your budget and location.

Before you sign a rental contract, consider the convenience of the location. Is it near your work place? Does it have social amenities? Does it meet your budget? Another factor to consider is whether you are looking for a furnished or unfurnished apartment. Furnished apartments eliminate the need for buying expensive furniture. However, unfurnished apartments offer you the opportunity to customize your home according to your needs.

Due to the inclusion of tax in furnished rentals, a property owner may use this as an opportunity to hike the rent. However, do bear in mind that buying furniture for an unfurnished place can be expensive, and you will then have to find a way to get rid of that furniture when you move on. If you are good at negotiation, you can have a few essential or sentimental household items added to the furnished apartment. Before finalizing the lease agreement, ensure you have a satisfactory furnishing itinerary.

Rental contracts vary in length and are usually negotiable with the property owner. Availability of rental units vary depending on location, with holiday destinations having more short-term leases that range in price depending on the season. Santiago is a business hub, meaning long-term contracts for international workers are available there. Property owners may ask for a longer lease for unfurnished properties. Make sure you do the necessary research and are ready for negotiation in Spanish. If you do not know Spanish, enlist a third party to help you in the negotiation.

Utility payments in most cases are not inclusive in rental contracts. They tend to be expensive, since the country does not have cheap energy reserves. Even though Chile generates 40 percent of its power through hydroelectric schemes, this is not enough, so there is a need to import other sources of energy. The costs of imported sources of energy mean that water, electricity and heat are costly. The type and location of a rental property will also have an impact on how much you need to spend on utility bills. It is possible to incur higher heating charges in the southern parts of Chile during winter compared to other areas. The provision of water and electricity are carried out by privately owned firms. Anti-monopoly regulations ensure that various companies cater to the needs of the residents, which means you can hopefully choose a supplier within your region that fits your budget.

With most rental agreement, deposits are standard, with a month’s rent required. You may need a Chilean guarantor to co-sign and validate your contract on your behalf. You will need someone who understands the language so that you know exactly what you are agreeing to. If you do not have a third party, you can ask a lawyer to carefully explain to you the stipulations of the contract.

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Expat Health Insurance Partners


Our award-winning expatriate business provides health benefits to more than 650,000 members worldwide. In addition, we have helped develop world-class health systems for governments, corporations and providers around the world. We want to be the global leader in delivering world-class health solutions, making quality health care more accessible and empowering people to live healthier lives.

AXA - Global Healthcare

As the global healthcare specialists for AXA, the world’s number one insurance brand, we can help you get fast access to expert medical care, whenever and wherever you need it. All our plans include evacuation and repatriation, a second medical opinion service and extra support from a dedicated case manager if you’re diagnosed with cancer. You’ll also have 24/7 support from our caring multilingual team - we’ll always remember you’re a person, not a case number.

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.