Get useful expat articles, health and financial news, social media recommendations and more in your inbox each month - free!

We respect your privacy - we don't spam and you can unsubscribe at any time.

±Compare Expat Providers

Expat Health Insurance Quotes

Foreign Currency Exchange Quotes

International Moving Quotes

We're very social! Follow Expat Focus on Facebook, Twitter, Pinterest and Google+

Expat Focus Facebook PageExpat Focus on TwitterExpat Focus Pinterest PageExpat Focus Google+ Page

Notify me when new content is added about a country

±Expat Focus Partners


Dominican Republic - Insurance

Health insurance is readily available and is essential given the low quality of the public hospitals. There are several providers although many people will purchase through the banks, so that is a good starting point, especially Banco Popular and Banreservas. The word for insurance is seguro. As well as via the banks the other main providers are Monumental and ARS Universal and there are also insurance brokers who deal with all of the companies and all of the policies. A standard policy will cost around US$25 a month per person, with a discount if the whole family is covered. Most can be paid monthly or quarterly as well as annually. It is extremely important to check the policy details. They will all have a cut off at a certain age, some as low as 65, and they will all have a maximum limit on each item, whether it be medications, in patient daily rate, doctors’ fees or whatever. There will also be a maximum payout in any one year. There is also a slowly increasing Social Security scheme in the country, so the working expat should check whether they are covered under this and if so, what the level of coverage and the various limits are.

Motor insurance is compulsory and again is easily available. Everyone has to have Third Party cover which is around US$ 50-100 dollars a year depending on the value of the vehicle. Comprehensive cover is only available for cars less than three years old and is considerably more expensive at over aUS$2000 a year. Do be aware that it is very difficult to actually have a pay out from a motor insurer and they will find all sorts of reasons not to pay.

Home insurance is available but is rarely taken out. In the case of a mortgage the bank will insist on building insurance and also on life assurance. However the vast majority of people do not bother insuring homes as the construction is almost always concrete and less likely to have fire damage. It is possible to have hurricane insurance but this depends on the number of glass windows (many homes have only open shutters with no glass) and given the location of the DR it is expensive. Theft insurance is also very expensive.

Useful Resources

seguros Universal

seguros Monumental

seguros Humano

This guide was compiled with the help of Lindsay de Feliz, a British expat blogger living in the Dominican Republic. Visit her blog at yoursaucepans.blogspot.com.

Read more about this country

Expat Health Insurance Partners


Our award-winning expatriate business provides health benefits to more than 650,000 members worldwide. In addition, we have helped develop world-class health systems for governments, corporations and providers around the world. We want to be the global leader in delivering world-class health solutions, making quality health care more accessible and empowering people to live healthier lives.

AXA - Global Healthcare

As the global healthcare specialists for AXA, the world’s number one insurance brand, we can help you get fast access to expert medical care, whenever and wherever you need it. All our plans include evacuation and repatriation, a second medical opinion service and extra support from a dedicated case manager if you’re diagnosed with cancer. You’ll also have 24/7 support from our caring multilingual team - we’ll always remember you’re a person, not a case number.

Bupa Global

At Bupa we have been helping individuals and families live longer, healthier, happier lives for over 60 years. We are trusted by expats in 190 different countries and have links with healthcare organisations throughout the world. So whether you're moving abroad for a change of career or a change of scene, with our international private health insurance you will always be in safe hands.


Cigna has worked in international health insurance for more than 30 years. Today, Cigna has over 71 million customer relationships around the world. Looking after them is an international workforce of 31,000 people, plus a network of over 1 million hospitals, physicians, clinics and health and wellness specialists worldwide, meaning you have easy access to treatment.