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Rome - Banking
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You will also need a codice fiscale to open an account. A codice fiscale is a number, similar to a United States social security number. You will need a codice fiscale to purchase a home or a car, getting utilities, and renting an apartment in addition to opening a bank account.
You can obtain a codice fiscale in your home country, before relocating to Rome, from your Italian Consulate. People relocating from European countries can apply online at www.agenziaentrate.it/ilwwcm/connect/Nsi. Please note that this website is written in Italian.
There are a few things to keep in mind when banking in Rome. Banks in Rome generally keep different hours than what you are accustomed to. Most banks are open from 8:30 AM to 1:30 PM. They then re-open 2:30PM to 4:40PM in the afternoons.
Generally, checking accounts are interest bearing and banks in Rome are often open to negotiation of service charges and interest rates. In order to withdraw money, you will need to write a personal check out, to yourself, and have it cashed at you bank branch. Sometimes, you will be permitted to withdraw money from other branches of your bank, but this is not always the case. Be sure to ask where you can withdraw money, in this fashion, when you open your account. It is important to keep in mind that you will be charged a service fee for all personal checks you write.
Writing checks may be a little different than what you are used to. You will need to use a decimal point to mark thousands. A comma will be used, instead of a decimal point, for cents. For example, 1,000.00 would be written as 1.000,00 in Italy. When writing out the amount of the check, use no capitol letters and be sure to connect all of the words.
You may also use a Bancomat card to withdraw money from your checking account, electronically, from a Bancomat, or ATM, machine. You can withdraw money from ATM's all over Italy. However, charges may apply when you use an ATM from another bank chain.
Below is a list of some of Rome's popular banks.
Phone: +39 02 88 621
Banco di Roma
www.bancaroma.it/it/privati (Website is in Italian)
Banca Popolare di Milano
www.bpm.it/homepage/default.shtml (Website is in Italian)
www.allianzbank.it (Website is in Italian)
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