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Financial > Expat Focus

Expat Focus

Expat Focus Financial Update March 2019

HMRC unveils offshore tax evasion crackdown

A new strategy that will see HM Revenue & Customs cracking down on offshore tax evasion has been published. In his Spring Statement, Chancellor Philip Hammond unveiled the new strategy entitled 'No Safe Havens 2019'.    more ...

Financial > Expat Focus

Expat Focus

Expat Focus Financial Update February 2019

Fewer expat retirees heading to EU

Brexit has led to a fall in the number of British expats heading to the European Union to retire. According to research from EasyMoney, using data from the Department for Work and Pensions, the number of British expat retirees living in the EU fell by 6,110 last year to 468,790. It's the first year that the number of pensioners retiring to the EU has fallen since 2007.    more ...

Financial > Expat Focus

Expat Focus

Expat Focus Financial Update January 2019

British expat pensions after Brexit

Fears that the expat pensions for British expats in the European Union will be frozen have been dispelled by the UK government.

Previously, the government said it would maintain its 'triple lock' for pensions if this was reciprocated by the EU but this led to widespread worry in the expat community. Now, the government says that the UK state pension will be uprated for those who are living in the EU in 2019/20.    more ...

Financial > Expat Focus

Expat Focus

Expat Focus Financial Update December 2018

UK expats face EU pensions freeze post-Brexit

Around 500,000 British expats who live in the European Union are facing the prospect of their state pensions being frozen should there be a 'no deal' Brexit. The Brexit secretary, Stephen Barclay, has published a policy paper saying that the government is currently planning to preserve a UK national’s state pension rights when they live in the European Union.    more ...

Financial > FC Exchange

FC Exchange

Five Things To Consider If You’re Moving To France

If you’re considering moving to France, there are plenty of things to consider before your move. Our currency partners Global Reach highlight five things to think about before you make the leap abroad.


If you’re moving to France, you’ll need to take out mandatory health insurance. Healthcare is also somewhat funded by compulsory sécurité sociale (social security) payments that are taken from wages, and the government also offers some subsidy. On average, around 80% of your trip to the doctor should be reimbursed.    more ...

Financial > FC Exchange

FC Exchange

Christmas Traditions Around The World

Whether you’re living across the Channel or are moving around the world to live Down Under, there’s plenty of different ways of celebrating Christmas in different cultures. You might swap your roast dinners for BBQs or find some new festive traditions to get involved with in your new home. Our currency partners Global Reach discuss some of the traditions expats can enjoy abroad.

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Financial > Expat Focus

Expat Focus

Expat Focus Financial Update November 2018

Expats head to the US for career and money

A boost to income and a better quality of life continues to drive expats to take up career opportunities in the US, a survey reveals.

The new Expat Explorer survey published by HSBC found that more than half of those questioned said they had lived in the US for more than five years and have enjoyed career development.    more ...

Financial > Expat Focus

Expat Focus

Expat Focus Financial Update October 2018

Expats boost income by £16,000 by moving overseas

The annual HSBC Expat Explorer survey has revealed that when expats head overseas they add an extra £15,967 ($21,000) on average to their annual pay.

The best paid expats are in Switzerland, the US and Hong Kong, the bank says. Of those who replied, 45% of expats said they earned more money by moving abroad to do the same job, while 28% said they were handed a promotion for moving.    more ...

Financial > Expat Focus

Expat Focus

Expat Focus Financial Update September 2018

British expats can transfer pensions post-Brexit

Fears that British expats will not be able to transfer their pensions post-Brexit have been allayed - even if the UK crashes out of the EU without a deal.

The promise has been made to Parliament by Pensions Minister Guy Opperman, who says that the rights of British citizens and their pensions will remain unchanged. He said in a statement: "The EU and UK have agreed the terms of implementation already lasting until the end of 2020."    more ...

Financial > Expat Focus

Expat Focus

Expat Focus Financial Update August 2018

Post-Brexit pensions issue highlighted

A worrying situation for paying British expat pensioners who are living in the European Union needs to be tackled as a matter of urgency, MPs have been told.

Under current rules, payments of life policies and pensions affecting around 38 million policyholders in the European Union could be illegal if the UK leaves the EU without a deal that includes this protection.    more ...