Guide

Czech Republic – Health Insurance

Every person residing in the Czech Republic — expats included — is legally required to hold valid health insurance. Whether you enter the public scheme, a solidarity-based system financed through wage contributions, or purchase commercial private cover depends on your

Denmark – Health Insurance

Denmark runs a universal, tax-funded public healthcare system that costs nothing at the point of use for all registered residents — expats included, provided they have obtained a CPR number and health card. Private health insurance carries no legal obligation

Cuba – Health Insurance

All foreign nationals in Cuba are legally obliged to hold valid health insurance, irrespective of their visa category or the length of their visit. While Cuba’s public healthcare system provides free treatment to its own citizens, expats are not permitted

Cyprus – Health Insurance

Cyprus structures its healthcare landscape around two pillars: the universal public scheme known as GESY (the General Healthcare System), which was introduced in 2019, and a well-established private sector. The majority of working residents are obligated to contribute to GESY,

Costa Rica – Health Insurance

All legal residents of Costa Rica are obligated to obtain health insurance, which means enrolling in the national public system — the Caja Costarricense de Seguro Social (CCSS, commonly known as “La Caja”) — and paying monthly contributions calculated as

Croatia – Health Insurance

Health insurance in Croatia is compulsory for nearly all people with legal residency in the country. The public scheme, referred to as obvezno, is managed by the Croatian Health Insurance Fund (HZZO) and functions according to a social insurance model

China – Health Insurance

For the majority of working expats in China, health insurance is not a matter of personal choice — foreign employees are broadly required under Chinese law to enrol in the country’s public social insurance framework, which incorporates medical coverage. That

Colombia – Health Insurance

For all legal residents of Colombia — expats included — health insurance is effectively a legal obligation. The country’s public system, called EPS (Entidades Promotoras de Salud), is funded through income-based contributions and delivers a broad spectrum of medical services.

Chile – Health Insurance

Chile’s healthcare landscape blends public and private provision into a unified mixed system. The public insurer, FONASA, is open to legally resident expats who pay taxes in Chile and is financed through a compulsory 7% deduction from monthly earnings. Although

Canada – Health Insurance

Canada operates a publicly funded universal healthcare system called Medicare, which provides medically necessary hospital care and doctor visits at no out-of-pocket cost to eligible residents. Whether you qualify depends on your province and immigration status — and in many