Two of the most popular destinations for expats, and a genuinely hard choice. Here is how Germany and Netherlands compare across the nine factors that shape life abroad, with an honest read on which suits which kind of mover.
Germany vs Netherlands at a glance
| Factor | Germany | Netherlands |
|---|---|---|
| Cost of living | High | High |
| Property | Moderate ▲ | Expensive |
| Healthcare | Excellent | Excellent |
| Safety | Safe | Safe |
| Tax | Worldwide; high social contributions | Worldwide; 30% ruling for skilled migrants ▲ |
| Visa | Blue Card/skilled; no retiree visa | Skilled migrant/DAFT; no retiree visa |
| Climate | Cool (~10°C) | Cool (~11°C) |
| English | Very widely spoken | Native / official |
| Expat community | Established | Established |
▲ marks the stronger of the two on that factor. Where neither is marked, they are closely matched.
How far your money goes in Germany · and in Netherlands
Which should you choose?
Choose Germany if you want: more affordable property.
Choose Netherlands if you want: friendlier taxes.
Climate is a matter of taste rather than a score, so weigh that yourself: Germany is Cool (~10°C), Netherlands is Cool (~11°C).
Tax and visas compared
| Factor | Germany | Netherlands |
|---|---|---|
| Tax | Worldwide; high social contributions | Worldwide; 30% ruling for skilled migrants |
| Visa / residency | Blue Card/skilled; no retiree visa | Skilled migrant/DAFT; no retiree visa |
General information to compare destinations, not personal tax or immigration advice. Rules change, so check the current position before you commit.
Go deeper: Germany guide · Germany insurance quotes | Netherlands guide · Netherlands insurance quotes
How these scores are calculated
Each destination is scored from 0 to 100 on nine factors, then compared. “Stronger” marks the higher score on that factor. The healthcare score reflects the public system; private care, which many expats use, can differ, and first-hand expat ratings are coming from our own survey. Cost and property are world-comparable price levels.
Data sources: Expat Focus built dataset · Expat Focus climate reference · Expat Focus reference · World Bank ICP / PPP price level · World Bank ICP 2021 housing Price Level Index · World Bank health expenditure per capita + physicians per 1,000 · World Bank intentional homicide rate · World Bank international migrant stock. See our data and licences page.