health insurance

Italy – Health Insurance

Italy’s universal public health system, the Servizio Sanitario Nazionale (SSN), provides legal residents with wide-ranging healthcare coverage that is largely free at the point of delivery. The health insurance obligations facing expats vary according to visa type, residency status, and

Jamaica – Health Insurance

Jamaica has no sweeping legal mandate requiring all expats to hold private health insurance, yet demonstrating adequate coverage is routinely expected as part of work permit and residency applications. A publicly funded healthcare network operates across the island and charges

Israel – Health Insurance

Israel maintains a compulsory National Health Insurance (NHI) framework, established under the National Health Insurance Law of 1995, which provides coverage to all officially recognised residents through one of four public health funds. That said, expats who have not been

India – Health Insurance

For most foreign residents, health insurance is not a legal requirement in India. However, the public healthcare system provides extremely limited access and benefits to non-citizens. The government’s Ayushman Bharat initiative and the Employees’ State Insurance (ESI) scheme exist primarily

Indonesia – Health Insurance

For most people living in Indonesia — including foreign nationals who have been working or residing in the country for six months or longer — health insurance is not optional. Such individuals are required to join the national public scheme,

Ireland – Health Insurance

Private health insurance is not a universal legal obligation for every expat living in Ireland, but it is strongly recommended and, in certain circumstances, a condition of your visa. Ireland runs a mixed public-private healthcare system administered by the Health

Iceland – Health Insurance

Iceland runs a universal, residency-based public health insurance scheme known as Sjúkratryggingar Íslands, which extends coverage to all legal residents following six uninterrupted months of living in the country. The system draws the overwhelming majority of its funding from taxation

Hong Kong – Health Insurance

For the majority of residents and visa holders, health insurance carries no legal obligation in Hong Kong, and unlike France or Germany, the territory operates no social insurance contribution framework. The public healthcare system draws its funding from government revenue

Hungary – Health Insurance

Health insurance is compulsory for everyone living and working in Hungary. The country runs a social insurance-based public healthcare system managed by the National Health Insurance Fund (NEAK), which provides a wide range of services at minimal or no cost

Greece – Health Insurance

Health insurance is a legal requirement for all residents and the majority of visa applicants in Greece. The national system — known as ESY (the National Health System), operated through EFKA and EOPYY — extends universal coverage to employed workers