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Vietnam – Banking

Vietnam’s banking system has undergone significant reforms in recent years to modernize and improve access to financial services. Expats in Vietnam have a range of banking options to choose from, including local banks and some international banks.

Main Local Banks in Vietnam and Their Contact Details

Some of the main local banks in Vietnam include:

Major UK and USA Banks in Vietnam and Their Contact Details

Some of the major UK and USA banks that have a presence in Vietnam include:

Accounts and Services Specifically Aimed at Expats

Some banks in Vietnam offer accounts and services specifically aimed at expats. For example, HSBC offers an international account that allows expats to hold and manage multiple currencies. This can be useful for those who need to transfer money between countries and currencies regularly.

Typical Bank Opening Hours

Most banks in Vietnam are open from 8:00am to 4:30pm from Monday to Friday. Some banks may also be open on Saturday mornings.

Specific Areas of Concern for Expats

Expats should be aware that the banking system in Vietnam may not be as advanced as in some Western countries. For example, online banking services may not be as comprehensive or user-friendly as in other countries. It is also important to be vigilant against fraud and scams, which can occur in any country.


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Opening a Bank Account

To open a bank account in Vietnam as an expat, follow these steps:

  1. Choose a bank and check their account opening requirements.
  2. Prepare the necessary documents, which may include your passport, visa, work permit, and proof of address.
  3. Visit the bank and complete the account opening application form.
  4. Submit the application form and required documents.
  5. Wait for the bank to process your application and open your account.

It is important to note that some banks in Vietnam may require additional documents or information, depending on their individual policies and procedures.


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