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India – Property Financing

Mortgages for Foreign Nationals in India

Local banks and other lenders in India do issue mortgages to foreign nationals. Some of the major banks that provide mortgages to foreign nationals in India include:

  • State Bank of India (SBI)
  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • Kotak Mahindra Bank
  • Bank of Baroda
  • Canara Bank
  • IDBI Bank
  • Union Bank of India
  • Bank of India

Local Lenders in India

There are several local lenders that provide mortgages in India. Some of the major banks that provide mortgages in India include:

  • State Bank of India (SBI)
  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • Kotak Mahindra Bank
  • Bank of Baroda
  • Canara Bank
  • IDBI Bank
  • Union Bank of India
  • Bank of India

Provide links to websites.

Deposit Requirements inIndia


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The deposit required when buying a property in India varies depending on the lender and the property being purchased. Generally, a deposit of around 20-30% of the property value is required.

Outstanding Debts in India?

New property owners are responsible for any outstanding debts on the property in India. It is important to conduct a thorough title search and check for any outstanding debts or liabilities before purchasing a property. The seller is responsible for clearing any outstanding debts or liabilities before transferring the property to the new owner.


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