Bulgaria

Bulgaria – Health Service

Bulgaria runs a mandatory social health insurance scheme administered by the National Health Insurance Fund (NHIF), which acts as the sole public buyer of healthcare services in the country. Every resident — expats included — is legally obliged to contribute

Bulgaria – Health Issues

Bulgaria grapples with serious public health burdens, most notably heart disease, cancer, and lifestyle-driven risk factors including elevated smoking rates and poor nutritional habits. The country records the lowest life expectancy in the EU. Those relocating to Bulgaria should familiarise

Bulgaria – Health Insurance

All legal residents of Bulgaria — expats included — are required by law to hold health insurance. The public healthcare framework is administered by the National Health Insurance Fund (NHIF) and operates through compulsory income-based contributions. Although the public system

Bulgaria – Finding Property to Rent

Bulgaria has become an increasingly attractive destination for expats, combining affordable rental costs, a modest overall cost of living, and a relaxed lifestyle shaped by Mediterranean influences. The majority of foreign residents gravitate toward Sofia, Plovdiv, or the Black Sea

Bulgaria – Finding Property to Buy

For foreign nationals looking to purchase real estate in Bulgaria, the process typically involves working with a local estate agency, consulting dedicated online property portals, and engaging a notary alongside — ideally — an independent lawyer to finalise the transaction.

Bulgaria – Finding Employment

In 2025, Bulgaria’s labour market is characterised by widespread talent shortages spanning numerous industries, making the country increasingly receptive to workers from abroad. Sectors actively recruiting internationally include information technology, hospitality, construction, and manufacturing. While wages remain below the EU

Bulgaria – Emergencies

Bulgaria uses 112 as its single emergency number, connecting callers to police, fire, and ambulance services at no charge from any telephone. Each service also has its own direct-dial number. Anyone facing a life-threatening situation will receive emergency treatment regardless

Bulgaria – Elderly Care

Care for older people in Bulgaria is rooted in family tradition, with the public social services sector providing a supplementary but under-resourced safety net alongside an expanding private care industry. State-run residential facilities exist but struggle with capacity and quality,