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Bulgaria – Property Financing

Mortgages for Foreign Nationals in Bulgaria

Local banks in Bulgaria do offer mortgages to foreign nationals. However, the criteria for obtaining a mortgage may vary from one lender to another.

Local Lenders in Bulgaria?

Some of the local lenders that provide mortgages in Bulgaria are:

  • UniCredit Bulbank
  • First Investment Bank
  • Raiffeisenbank
  • DSK Bank
  • Piraeus Bank

It is recommended to research and compare the mortgage options and requirements offered by these and other local lenders before making a decision.

Deposit Requirements in Bulgaria

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Deposit Requirements inBulgaria?

The amount of deposit required when buying a property in Bulgaria varies, but it is typically between 10-20% of the purchase price. It is best to check with the lender for the specific deposit requirements and conditions.

Outstanding Debts on Property in Bulgaria

Outstanding Debts in Bulgaria?

New property owners are responsible for any outstanding debts on the property in Bulgaria. It is important to conduct due diligence and research the property’s financial history before making a purchase to ensure there are no outstanding debts.

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