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Cuba – Property Financing

Mortgages for Foreign Nationals in Cuba

Local banks and other lenders in Cuba do not issue mortgages to foreign nationals. The Cuban government owns and controls the majority of the real estate on the island, and the sale of property to foreigners is restricted and requires government approval.

Local Lenders

As foreign nationals are not able to purchase property in Cuba through traditional mortgages, local lenders do not provide mortgages to foreign nationals.

Deposit Requirements

As foreign nationals are not able to purchase property in Cuba through traditional mortgages, the deposit requirements vary depending on the type of property and the terms of the agreement.


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Outstanding Debts on the Property

As foreign nationals are not able to purchase property in Cuba through traditional mortgages, it is not possible for new property owners to be responsible for outstanding debts on the property in Cuba.

It is important to note that laws and regulations for foreign nationals buying property in Cuba can vary. It is advisable to consult with a lawyer or real estate agent familiar with the laws and regulations before making a purchase.


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