Guide

Oman – Health Service

Oman’s healthcare landscape combines a government-run public system — offering largely free services to Omani nationals and GCC citizens — with a private sector that serves the majority of expatriates. A compulsory employer-funded health insurance programme called Dhamani is currently

Netherlands – Health Service

The Netherlands runs a regulated, insurance-based healthcare system that delivers near-universal coverage to everyone living within its borders. Rather than relying on a purely tax-funded model like the UK’s NHS, Dutch law obliges every resident to purchase basic private health

New Zealand – Health Service

New Zealand runs a largely tax-funded, universal public healthcare system — often characterised as a Beveridge-style model and broadly comparable in structure to the UK’s NHS — under which the majority of hospital and specialist services are provided free of

Morocco – Health Service

Morocco’s healthcare landscape is a blend of public and private provision currently in the midst of sweeping transformation. The government-administered Assurance Maladie Obligatoire (AMO) programme delivers compulsory health insurance to workers in the formal sector and is steadily expanding toward

Monaco – Health Service

Monaco’s healthcare system is built on a foundation of compulsory social insurance, blending high-calibre public facilities with a thriving private sector. Every resident — expats included — must either contribute to the social insurance scheme or maintain their own health

Malta – Health Service

Malta’s healthcare system follows a Beveridge-style model, financed through taxation and social security contributions, delivering care free at the point of use to all qualifying residents — including legally employed expats who pay into the social security system. A thriving

Mexico – Health Service

Mexico’s healthcare system is a hybrid model that blends social insurance, government-funded public services, and a substantial private sector. Workers in formal employment are covered by the public IMSS scheme, while those without formal employment coverage can turn to government

Luxembourg – Health Service

Luxembourg runs a compulsory statutory health insurance (SHI) framework — often described as a Bismarck-style social insurance arrangement — administered by a single public institution, the Caisse Nationale de Santé (CNS). Affiliation is obligatory for all residents and workers. The

Malaysia – Health Service

Malaysia runs a dual healthcare model encompassing both a public and a private sector. The public side is largely financed through general taxation and is heavily subsidised for Malaysian nationals, whereas expatriates and other foreign nationals are required to pay

Kuwait – Health Service

Kuwait’s healthcare landscape is structured around two distinct tiers: a publicly funded network administered by the Ministry of Health that delivers free care to Kuwaiti citizens, and a system in which expatriates must pay a compulsory annual health insurance fee