Guide

New Zealand – Doctors

New Zealand runs a blended public-private healthcare system, with government-funded treatment available to residents and holders of qualifying visas. Expats who satisfy the relevant eligibility conditions can access substantially subsidised GP consultations and hospital care; those who do not qualify

Norway – Doctors

Norway provides universal healthcare coverage to all registered residents through the National Insurance Scheme, known in Norwegian as Folketrygden. This includes expats who are employed, enrolled in education, or settled in Norway on a long-term basis. The primary care gateway

Morocco – Doctors

Morocco runs a dual public-private healthcare system. Expats who are formally employed in Morocco are automatically enrolled in the compulsory health insurance programme (AMO) through their workplace, granting them access to subsidised public healthcare services. Those without formal employment —

Netherlands – Doctors

The Dutch healthcare system operates through a framework of mandatory private health insurance that is government-regulated and open to all residents. If you are new to the country, Dutch law obliges you to arrange basic health insurance (basisverzekering) no later

Mexico – Doctors

Mexico runs a blended healthcare model combining public and private services. Expats who live and work in Mexico legally are automatically enrolled in the national social security health scheme (IMSS), and non-employed residents may join on a voluntary basis for

Monaco – Doctors

Monaco runs a mandatory social insurance framework for healthcare, administered principally through the Caisses Sociales de Monaco (CSM). Expats who hold employment or are self-employed within the Principality are enrolled in this framework automatically and receive access to subsidised medical

Malta – Doctors

Malta’s healthcare landscape combines public and private provision, drawing funding from taxation and social security contributions. Expats who hold valid residency and pay into the national social security framework are broadly entitled to the same state-funded services as Maltese nationals.

Malaysia – Doctors

Malaysia runs a dual-tier healthcare framework under the supervision of the Ministry of Health. Malaysian nationals enjoy deeply subsidised treatment, but foreign residents are generally expected to pay full unsubsidised fees at government facilities or seek care through the private

Luxembourg – Doctors

Luxembourg runs a mandatory social insurance-based healthcare system administered by the National Health Fund (Caisse Nationale de Santé, CNS). Every legal resident — expats included — is required to enrol, and the CNS covers between 80% and 100% of the

Jordan – Doctors

Jordan operates a mixed public-private healthcare system overseen by the Ministry of Health. Public services are largely oriented toward Jordanian nationals, which means the majority of expatriates turn to private clinics and hospitals for their everyday medical care. Private facilities