Guide

Hong Kong – Doctors

Hong Kong’s healthcare landscape is built on a dual public-private model that expats with a valid visa and Hong Kong Identity Card (HKID) can access. While the public system offers a broad range of services at heavily subsidised rates, demand

Gibraltar – Doctors

Gibraltar’s publicly funded healthcare is administered by the Gibraltar Health Authority (GHA), an organisation that closely mirrors the structure of the UK’s NHS. Expats in paid employment who are contributing to social security can typically receive free primary care, while

Greece – Doctors

Greece runs a mixed healthcare model that brings together the National Health Service (ESY), compulsory social insurance contributions, and an extensive private sector. Expats who register with the Greek social security system and secure an AMKA number are entitled to

Germany – Doctors

Germany’s healthcare landscape is built on a two-tier model that brings together statutory public insurance (GKV) and private insurance (PKV). Coverage is legally required for everyone living in the country, expats included, so new arrivals must arrange insurance without delay.

France – Doctors

France runs a mixed public-private healthcare model built around universal coverage. Legal residents — expats included — can join the state health insurance scheme (Assurance Maladie) after three months of stable, lawful residence. Rather than being free at the point

Estonia – Doctors

Estonia operates a social health insurance model administered by the Estonian Health Insurance Fund (EHIF, known locally as Tervisekassa). Expats who are employed and pay social tax in Estonia are enrolled in the public system automatically. Those who do not

Finland – Doctors

Finland’s healthcare landscape blends universal public provision with an active private sector. Expats who register as residents and obtain a Kela card are generally entitled to use the publicly funded system on the same basis as Finnish nationals, with only

Ecuador – Doctors

Ecuador runs a mixed healthcare model with a public tier overseen by the Ministry of Public Health (MSP) and the social security institute IESS, alongside a thriving private sector. Foreign residents with legal status can make use of both, though

Egypt – Doctors

Egypt’s healthcare landscape combines public and private provision. Although public facilities are nominally open to foreign residents, the overwhelming majority of expats turn to private hospitals and clinics for their day-to-day medical needs. In the main cities, private facilities maintain

Czech Republic – Doctors

The Czech Republic runs a compulsory social health insurance scheme, which means that most people living there — including expats who are employed — are automatically covered by publicly funded healthcare. The level of access you have and what you