Guide

Denmark – Banking

Denmark operates a sophisticated, heavily digitalised banking sector that newcomers generally find accessible and easy to navigate. The majority of leading banks provide English-language support and services, and the country’s virtually cashless economy means that digital infrastructure is mature and

Dominican Republic – Banking

The Dominican Republic offers a well-structured, modern banking environment that is genuinely welcoming to foreign nationals. Expats can open accounts at most major institutions — in some cases without needing formal residency — and can hold funds in Dominican pesos,

Cyprus – Banking

Cyprus offers a straightforward banking environment for newcomers: accounts are euro-denominated, the sector is overseen jointly by the Central Bank of Cyprus and the European Central Bank, and a handful of prominent local banks dominate alongside Greek subsidiaries and various

Czech Republic – Banking

The Czech Republic operates a well-established and stable banking sector overseen by the Czech National Bank (ČNB), offering expats a broad selection of both locally headquartered and internationally owned institutions. Opening an account is generally achievable for foreign nationals, though

Cuba – Banking

Cuba’s banking environment stands apart from virtually every other country on earth. Every institution is state-owned, the entire sector is closely supervised by the Banco Central de Cuba (BCC), and the financial system remains largely cut off from global networks.

Croatia – Banking

Croatia’s banking sector is stable, modern, and fully embedded within the European Union’s financial architecture. Following the country’s adoption of the euro in January 2023, Croatia now operates as a fully-fledged eurozone member, which considerably simplifies everyday financial management for

China – Banking

Expats can access banking services in China, though the process comes with its own distinct requirements and realities. Opening a local account requires your physical presence in the country, and your visa type will determine whether you are eligible. Once

Colombia – Banking

Colombia’s banking sector is mature, well-regulated, and increasingly digital, combining established domestic institutions, subsidiaries of international groups, and a rapidly expanding fintech ecosystem. The majority of leading banks provide mobile and online platforms, and foreign residents can generally access accounts

Costa Rica – Banking

Costa Rica operates a well-structured, two-tier banking system made up of state-owned public banks and licensed private institutions, all of which fall under the supervision of SUGEF (the General Superintendency of Financial Entities) and the Banco Central de Costa Rica.

Canada – Banking

Canada’s banking sector is robust, tightly regulated, and welcoming to those arriving from abroad. Six large domestic institutions dominate the landscape, each operating vast branch and digital networks that stretch across the country. For most newcomers, getting an account set