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Ireland – Cost of Living

Ireland is a beautiful country located in western Europe. It is known for its stunning natural beauty, rich history, and vibrant culture. Ireland is also a popular destination for tourists, digital nomads, and expats due to its high quality of life. In this article, we will explore the cost of living in Ireland, including currency, comparisons to the UK and USA, breakdown of costs, and common forms of payment.

Local Currency in Ireland

The local currency in Ireland is the Euro (EUR). One Euro is divided into 100 cents, and there are coins in denominations of 1, 2, 5, 10, 20, and 50 cents, as well as 1 and 2 Euro coins. Banknotes in denominations of 5, 10, 20, 50, 100, 200, and 500 Euros are also in circulation.

Cost of Living in Ireland Compared to the UK and USA

The cost of living in Ireland is generally higher than that of the UK and the USA. According to Numbeo, a website that compares cost of living in different countries, the cost of living index in Ireland is 83.63, while the UK is 69.08, and the USA is 76.86. This means that on average, it is more expensive to live in Ireland than in the UK or USA.

Breakdown of Costs in Ireland

The cost of living in Ireland can vary depending on the location and size of the household. Here is a breakdown of some of the typical costs for singles, couples, and families of four in Ireland:


Housing costs in Ireland can be expensive, especially in major cities like Dublin. In Dublin, the average monthly rent for a one-bedroom apartment in the city center is around 1,500-2,000 EUR, while a three-bedroom apartment can cost around 3,000-4,000 EUR. Outside of major cities, the cost of housing can be lower but still relatively high compared to other countries.

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Irish cuisine is known for being hearty and delicious. Eating out in Ireland can be relatively expensive, with a meal at a local restaurant costing around 20-30 EUR per person. Grocery shopping can also be expensive, with a loaf of bread costing around 1-2 EUR and a liter of milk costing around 1-1.5 EUR.


The cost of utilities in Ireland varies depending on the size of the household and the location. On average, electricity, water, and gas bills for a family of four can add up to around 150-250 EUR per month. Internet and mobile phone plans are also relatively expensive, with a typical plan costing around 30-50 EUR per month.


Ireland offers a variety of leisure activities, from visiting historic sites to exploring national parks and attending cultural events. Many activities in Ireland can be relatively expensive, such as visiting a tourist attraction or taking a tour. Paid activities such as visiting a spa or attending a concert can cost between 50-100 EUR per person.


Public transportation in Ireland can be relatively expensive, with a one-way ticket on a bus or train costing around 2-5 EUR. Taxis and ride-sharing services are also relatively expensive, with a typical 10-kilometer ride costing around 20-30 EUR. Owning a car in Ireland can be expensive due to high taxes and gasoline prices.


The cost of clothing in Ireland varies depending on the brand and quality. Affordable clothing options can be found at local stores, with t-shirts costing around 10-20 EUR and jeans costing around 30-50 EUR. High-end designer clothing can be more expensive, with a designer dress costing around 200-500 EUR or more.

Household Goods

Household goods such as furniture, appliances, and electronics can be relatively expensive in Ireland, especially if purchased new. New items can also be quite expensive, with a new refrigerator costing around 500-800 EUR and a new television costing around 300-1,000 EUR.

Common Forms of Payment in Ireland

In Ireland, debit and credit cards are the most common forms of payment. Contactless payments are widely used, and many retailers also accept mobile payments such as Apple Pay and Google Pay. ATMs are widely available throughout the country, and credit and debit cards are accepted at most major retailers and restaurants. Cash is still used for smaller transactions, but many businesses prefer card payments due to the ease and security of electronic transactions.

In conclusion, Ireland offers a high quality of life but comes with a relatively high cost of living compared to other countries. Housing, food, and transportation can be relatively expensive, but there are also affordable options available. Debit and credit cards are the most common forms of payment, and electronic transactions are widely accepted. Ireland is a great place to live for those looking for a vibrant culture, beautiful scenery, and a high quality of life.