As an expat living in Jordan, it is important to understand the country’s health insurance requirements and options available. In this article, we will explore the health insurance requirements in Jordan, the state health insurance system, how to apply for it, and the advantages of international private medical insurance.
Health Insurance Requirements in Jordan
Health insurance is mandatory for residents of Jordan. All residents, including expats, are required to have health insurance coverage.
State Health Insurance System in Jordan
Jordan’s state health insurance system is called the Jordan Health Aid Society (JHAS). The JHAS is a government-sponsored program that provides healthcare coverage to Jordanian citizens and legal residents who meet the eligibility requirements.
What does it cover?
The JHAS covers a wide range of healthcare services, including medical consultations, hospitalization, diagnostic tests, prescription drugs, and preventive care. The system also covers maternity care, dental care, and some long-term care services.
How to Apply for Jordan Health Aid Society (JHAS)
Expats living in Jordan can apply for JHAS by following these steps:
Obtain a residency permit: Expats must obtain a residency permit, which serves as their identification card in Jordan.
Visit the nearest JHAS office: Expats must visit the nearest JHAS office and fill out an application form.
Provide necessary documents: Expats will need to provide their residency permit, passport, and proof of income.
Pay premiums: JHAS premiums are based on income and are paid monthly. Expats will receive a bill for their premiums each month.
Advantages of Private Insurance
While the JHAS system in Jordan offers comprehensive healthcare coverage, expats may still consider purchasing international private medical insurance for several reasons:
Coverage for medical treatment outside of Jordan
International private medical insurance can provide coverage for medical treatment outside of Jordan, which may be necessary for expats who travel frequently or have medical conditions that require treatment outside of the country.
More comprehensive coverage
International private medical insurance can offer more comprehensive coverage than the JHAS system, including coverage for elective procedures, alternative therapies, and treatments not covered by the JHAS system.
Access to private healthcare facilities
International private medical insurance can provide access to private healthcare facilities, which may offer shorter wait times and more personalized care.
English-speaking assistance
Many international private medical insurance providers offer English-speaking assistance, which can be helpful for expats who are not fluent in Arabic.
Health insurance is mandatory for residents of Jordan, including expats. The Jordan Health Aid Society (JHAS) system in Jordan provides comprehensive healthcare coverage to eligible residents, but expats may still consider purchasing international private medical insurance for additional coverage and benefits. Expats living in Jordan should visit the nearest JHAS office to apply for coverage and should also research insurance providers and compare plans to find the one that best meets their needs.