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Monaco – Property Financing

Mortgages for Foreign Nationals in Monaco

Local banks and other lenders in Monaco do issue mortgages to foreign nationals. Some of the local lenders that provide mortgages in Monaco include Societe Generale Private Banking Monaco, Credit Agricole Private Banking Monaco, and Banca Akros Private Bank.

Local Lenders in Monaco

Societe Generale Private Banking Monaco: https://www.societegenerale.mc/en/private-banking
Credit Agricole Private Banking Monaco: https://www.ca-privatebanking.com/monaco
Banca Akros Private Bank: https://www.bancaakros.com/en

Deposit Requirements in Monaco

The amount of deposit required when buying a property in Monaco varies depending on the lender and the type of property. However, a typical deposit for a property in Monaco ranges from 20% to 30% of the property’s value.

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Outstanding Debts in Monaco

New property owners are responsible for any outstanding debts on the property in Monaco. Before closing the sale of a property, it is important to conduct due diligence and check for any outstanding debts or liens on the property to avoid any surprises later.

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