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Oman – Property Financing

Mortgages for Foreign Nationals in Oman

Local banks in Oman do issue mortgages to foreign nationals, although the terms and conditions vary based on the lender. Some of the popular lenders in Oman are:

  • Bank Muscat
  • National Bank of Oman
  • Bank Dhofar
  • Bank Sohar

Local Lenders in Oman

Banks such as Bank Muscat, National Bank of Oman, Bank Dhofar, and Bank Sohar provide mortgages to foreign nationals in Oman.

Such as:

Deposit Requirements in Oman


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The deposit required for buying a property in Oman varies depending on the lender and the property. Typically, banks require a minimum deposit of 20% of the property value.

Outstanding Debts in Oman

New property owners in Oman are responsible for outstanding debts on the property. Before buying a property, it is advisable to conduct a thorough check of the property’s financial history to ensure that there are no outstanding debts or liabilities.


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