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Peru – Banking

Peru is a country in South America with a diverse and growing economy. If you are planning to move to Peru, you will need to know about the banking system in the country. In this article, we will answer some common questions about banking in Peru.

Main Local Banks in Peru and Contact Details

There are several local banks in Peru that you can choose from, including:

Presence of UK and USA Banks in Peru

Several major UK and USA banks have a presence in Peru, including:

Accounts and Services Specifically Aimed at Expats

Most banks in Peru offer accounts and services that are available to both residents and non-residents. However, some banks offer specific services aimed at expats, including:

Typical Bank Opening Hours in Peru

Most banks in Peru are open from Monday to Friday, from 9:00 AM to 5:00 PM. Some banks may also be open on Saturdays, but with shorter hours.

Specific Areas of Concern for Expats

One area of concern for expats in Peru is the high fees associated with banking services. Some banks may charge high fees for international transactions, so it is important to compare fees before choosing a bank.


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Opening a Bank Account as an Expat

Opening a bank account in Peru is a straightforward process, and can be done in a few easy steps:

  1. Choose a bank that suits your needs and visit the branch in person.
  2. Bring your passport and a second form of identification, such as a driver’s license or national ID card.
  3. Provide proof of address in Peru, such as a utility bill or rental agreement.
  4. Fill out the account opening forms and agree to the bank’s terms and conditions.
  5. Make an initial deposit into your new account.

Note that some banks may require additional documents or information, depending on the type of account you are opening. It is best to check with the bank in advance to see what is required.

In conclusion, banking in Peru is a relatively straightforward process, with several options available to expats. By doing your research and choosing a bank that suits your needs, you can easily manage your finances while living in Peru.


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