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Poland – Buying Property

Legal Restrictions on Property Ownership by Foreign Nationals in Poland

In Poland, there are no restrictions on the ownership or sale of property by foreign nationals. This applies to both EU and non-EU citizens. Non-EU citizens must have a valid visa or a temporary or permanent residency permit in order to buy property in Poland. However, there are no restrictions on the types of properties that foreign nationals can buy.

Average Property Prices in Poland and Variation Between Regions

The average property price in Poland ranges from 2,000 to 3,000 PLN (Polish Zloty) per square meter. However, the prices vary greatly depending on the region and the type of property. In major cities such as Warsaw, Krakow, and Gdansk, the prices are significantly higher, ranging from 4,000 to 6,000 PLN per square meter. In smaller cities and rural areas, the prices are lower, ranging from 1,500 to 2,500 PLN per square meter.

Most Popular Locations to Buy Property in Poland

The most popular locations to buy property in Poland are major cities such as Warsaw, Krakow, and Gdansk. These cities offer a high standard of living and many job opportunities. Additionally, they are home to many cultural and historical attractions, making them attractive to both locals and foreigners. In recent years, the popularity of investing in holiday homes has increased, particularly in coastal cities like Gdansk and Sopot, as well as in mountain regions like Zakopane.

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New Upcoming Areas in Poland

There are several new and upcoming areas in Poland that are attracting buyers. These areas offer affordable housing options and are located near major cities or natural attractions. Some of the most popular areas include Wroclaw, Poznan, and the Silesian region. In addition, the Tri-City area (Gdansk, Gdynia, and Sopot) is a popular location for investment in holiday homes.

New Trends in the Property Market in Poland

The property market in Poland is constantly evolving and adapting to new trends. In recent years, there has been a growing trend towards environmentally friendly and energy-efficient properties. Additionally, there is a growing demand for properties that offer modern amenities, such as high-speed internet and smart home technology. There is also a trend towards buying and renovating older properties in the city centers, as well as investing in holiday homes in popular tourist areas.

Is Buying Property a Good Investment in Poland?

Buying property in Poland can be a good investment, as the property market is constantly growing and evolving. Properties in major cities and popular tourist areas are especially attractive for investment, as they are likely to appreciate in value over time. Additionally, the rental market in Poland is strong, making it a good investment for those looking to rent out their properties.

Common Property Types in Poland

The most common property types in Poland are apartments, townhouses, and detached houses. Apartments are the most popular type of property, particularly in major cities where space is limited. Townhouses are popular in suburban areas and offer more space than apartments, while detached houses are the most popular type of property in rural areas. Additionally, there is a growing market for holiday homes and rural properties, particularly in popular tourist areas. Land only is also available for investment, but it is less common than other property types.

Typical House Buying Procedure in Poland

  1. Surveys and inspections: A pre-purchase building survey is not mandatory in Poland, but it is recommended to have a property inspected before making an offer. An inspection will help identify any potential problems and provide a clearer picture of the property’s condition.

  2. Making an offer: Once you have found a property you wish to purchase, you can make an offer to the seller. The offer should be in writing and specify the purchase price, the terms of payment, and any other conditions you want to include.

  3. Notary: A notary is required in Poland for the transfer of property ownership. The notary will draft and sign the contract and make sure all necessary procedures are completed.

  4. Exchange of Contracts: The exchange of contracts usually takes place in front of a notary. You will need to provide proof of identity and sign the contract, which will then be registered with the local authorities.

  5. Payment and Transfer of Ownership: After the exchange of contracts, the payment will be made and the transfer of ownership will be completed. You will receive the keys to the property and become the new owner.

Finding a Reputable Lawyer in Poland

  1. Finding a Lawyer: You can find a reputable lawyer by asking for recommendations from friends or family, searching online, or contacting the local bar association.

  2. Professional organizations: In Poland, lawyers do not need to be a member of a particular professional organization to practice. However, the Polish Bar Association (Okręgowej Rady Adwokackiej) is a professional organization that represents lawyers in Poland.

  3. Cost: The cost of a lawyer when buying property in Poland varies, but expect to pay between 2% and 4% of the property value.

  4. Contact Details: The Polish Bar Association (Okręgowej Rady Adwokackiej) can be contacted at:

Pitfalls and Problems

  1. Language barrier: One of the biggest challenges for expats is the language barrier. Many official documents and contracts are only available in Polish, so it is important to have a Polish-speaking lawyer or translator.

  2. Complex bureaucracy: The bureaucratic process of buying property in Poland can be complex and time-consuming, especially for expats who are not familiar with the local procedures.

  3. Property disputes: Expats may also encounter property disputes with the previous owner or neighbors. This is particularly common in cases where property ownership is not clearly defined.

Purchasing Property Through a Companyin Poland

It is possible to purchase property through a company in Poland. This is often done for tax and liability purposes. However, it is important to seek legal advice and make sure you understand the implications of buying property through a company.

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