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Poland – Property Financing

Mortgages for Foreign Nationals in Poland

Local banks or other lenders do issue mortgages to foreign nationals in Poland. The main providers of mortgages in Poland include:

  • PKO Bank Polski
  • Santander Bank Polska
  • mBank
  • Alior Bank
  • Bank Pekao

Deposit when buying property in Poland

When buying a property in Poland, a deposit of 20% to 25% is usually required. The exact amount depends on the lender and the terms of the mortgage.

Responsibility for Outstanding Debts

In Poland, new property owners are not responsible for outstanding debts on the property, as long as they were not aware of these debts at the time of purchase.

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