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Romania – Property Financing

Mortgages for Foreign Nationals in Romania

Local banks in Romania do issue mortgages to foreign nationals. Some of the main lenders include Banca Transilvania, BRD – Groupe Société Générale, and Raiffeisen Bank.

Local Lenders

Deposit Requirements

Typically, the deposit required when buying a property in Romania is around 10% to 20% of the property’s value.

Outstanding Debts on the Property in Romania


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New property owners are responsible for outstanding debts on the property in Romania. It is important to conduct a thorough investigation of the property and its debts before purchasing it.


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