Slovakia has a mandatory health insurance system that covers its citizens and permanent residents. Expats living in Slovakia are also required to have health insurance coverage. This article will cover the basics of health insurance in Slovakia, including the state health insurance system, how to apply for it, and the advantages of international private medical insurance for expats.
Is health insurance mandatory in Slovakia?
Yes, health insurance is mandatory for all citizens and permanent residents in Slovakia. As an expat living in Slovakia, you are also required to have health insurance coverage.
How does the state health insurance system work in Slovakia? What does it cover?
The state health insurance system in Slovakia is called the General Health Insurance Company. It is the largest health insurance provider in Slovakia and covers most medical services, including doctor visits, hospital stays, and prescription medication. The state health insurance system also covers preventive care, such as regular check-ups, immunizations, and cancer screenings.
The state health insurance system is funded by a combination of contributions from employees, employers, and the government. The current contribution rate is 14% of an employee’s gross salary, with the employer contributing 10% and the employee contributing 4%. Self-employed individuals are also required to contribute to the state health insurance system.
How do you apply to join the state health insurance system in Slovakia?
If you are a citizen or permanent resident of Slovakia, you are automatically enrolled in the state health insurance system. As an expat living in Slovakia, you will need to provide proof of your residence permit and register with the social insurance provider. You will also need to provide your tax identification number and your employment contract or proof of income.
Here are the steps to follow to apply for state health insurance in Slovakia:
- Register with the social insurance provider within eight days of arriving in Slovakia.
- Provide your residence permit, tax identification number, and employment contract or proof of income.
- Wait for your social insurance card to arrive by mail. This will serve as proof of your health insurance coverage.
What are the advantages of international private medical insurance for expats living in Slovakia?
While the state health insurance system in Slovakia provides comprehensive coverage, there are some advantages to having international private medical insurance as an expat.
One advantage is that private medical insurance can provide more flexible coverage options. With private medical insurance, you may be able to choose your own doctor or hospital and have access to services that may not be covered by the state health insurance system. Private medical insurance can also provide coverage for medical emergencies while traveling outside of Slovakia.
Another advantage of private medical insurance is that it can provide additional peace of mind. Knowing that you have access to quality medical care and the ability to choose your own providers can reduce stress and worry in the event of a medical issue.
Health insurance is mandatory for all citizens and permanent residents in Slovakia, as well as for expats living in the country. The state health insurance system in Slovakia provides comprehensive coverage, but expats may also benefit from having international private medical insurance for additional coverage options and peace of mind.