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Slovakia – Health Insurance

Slovakia has a mandatory health insurance system that covers its citizens and permanent residents. Expats living in Slovakia are also required to have health insurance coverage. This article will cover the basics of health insurance in Slovakia, including the state health insurance system, how to apply for it, and the advantages of international private medical insurance for expats.

Health Insurance Requirements in Slovakia

Health insurance is mandatory for all citizens and permanent residents in Slovakia. As an expat living in Slovakia, you are also required to have health insurance coverage.

State Health Insurance System in Slovakia

The state health insurance system in Slovakia is called the General Health Insurance Company. It is the largest health insurance provider in Slovakia and covers most medical services, including doctor visits, hospital stays, and prescription medication. The state health insurance system also covers preventive care, such as regular check-ups, immunizations, and cancer screenings.

The state health insurance system is funded by a combination of contributions from employees, employers, and the government. The current contribution rate is 14% of an employee’s gross salary, with the employer contributing 10% and the employee contributing 4%. Self-employed individuals are also required to contribute to the state health insurance system.

Applying for State Health Insurance System in Slovakia

If you are a citizen or permanent resident of Slovakia, you are automatically enrolled in the state health insurance system. As an expat living in Slovakia, you will need to provide proof of your residence permit and register with the social insurance provider. You will also need to provide your tax identification number and your employment contract or proof of income.

Here are the steps to follow to apply for state health insurance in Slovakia:


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  1. Register with the social insurance provider within eight days of arriving in Slovakia.
  2. Provide your residence permit, tax identification number, and employment contract or proof of income.
  3. Wait for your social insurance card to arrive by mail. This will serve as proof of your health insurance coverage.

Advantages of Private Medical Insurance in Slovakia

While the state health insurance system in Slovakia provides comprehensive coverage, there are some advantages to having international private medical insurance as an expat.

One advantage is that private medical insurance can provide more flexible coverage options. With private medical insurance, you may be able to choose your own doctor or hospital and have access to services that may not be covered by the state health insurance system. Private medical insurance can also provide coverage for medical emergencies while traveling outside of Slovakia.

Another advantage of private medical insurance is that it can provide additional peace of mind. Knowing that you have access to quality medical care and the ability to choose your own providers can reduce stress and worry in the event of a medical issue.

Health insurance is mandatory for all citizens and permanent residents in Slovakia, as well as for expats living in the country. The state health insurance system in Slovakia provides comprehensive coverage, but expats may also benefit from having international private medical insurance for additional coverage options and peace of mind.


Latest Videos

In this short video, we dive into the significant health care updates and changes happening globally in 2024. From Germany's insurance cost adjustments to Cyprus's renewed COVID-19 precautions, we cover the essential news you need to know.  Germany's Health Insurance Update:  Starting in 2024, residents in Germany will see a slight increase in their health insurance costs, with a 0.1% rise to a maximum of 1.7%. This adjustment aims to expand coverage for medical care not currently included in statutory health insurance, such as select dental treatments, IVF, and early cancer screenings.  COVID-19 Measures Reintroduced in Cyprus:  With over 3000 new COVID-19 cases, Cyprus is stepping up its game by reintroducing health measures. Requirements now include proof of a negative COVID-19 test for entry into various facilities, emphasizing the importance of vaccination, especially for the elderly, to combat the evolving virus strains.  Free Health Trials in Trieste, Italy:  Trieste launches an initiative for free health screenings, including echocardiograms and blood tests, focusing on preventive care against non-communicable diseases. This move underscores the city's commitment to improving public health through early detection and prevention.  Spain's New Health Advice App:  Madrid introduces a groundbreaking app offering reliable health advice to counteract the widespread misinformation online. This app, part of the 'Madrid Te Cuida' initiative, will guide users to accurate information, from diet tips to medical queries, ensuring the advice is vetted by health professionals.  Expat Satisfaction with Healthcare in Mexico:  A study reveals that expat retirees in Mexico are largely content with the healthcare quality and costs, with many citing significant savings compared to the United States without compromising on care quality. This insight sheds light on the growing trend of healthcare tourism and relocation for medical reasons.  Stay tuned as we unpack these updates, providing you with the insights and implications of these healthcare changes. Whether it's the impact on your wallet or the quality of care you can expect, we've got you covered in this comprehensive overview of health care in 2024. Don't forget to like, share, and subscribe for more health news around the globe!

In this short video, we dive into the significant health care updates and changes happening globally in 2024. From Germany's insurance cost adjustments to Cyprus's renewed COVID-19 precautions, we cover the essential news you need to know.

Germany's Health Insurance Update:

Starting in 2024, residents in Germany will see a slight increase in their health insurance costs, with a 0.1% rise to a maximum of 1.7%. This adjustment aims to expand coverage for medical care not currently included in statutory health insurance, such as select dental treatments, IVF, and early cancer screenings.

COVID-19 Measures Reintroduced in Cyprus:

With over 3000 new COVID-19 cases, Cyprus is stepping up its game by reintroducing health measures. Requirements now include proof of a negative COVID-19 test for entry into various facilities, emphasizing the importance of vaccination, especially for the elderly, to combat the evolving virus strains.

Free Health Trials in Trieste, Italy:

Trieste launches an initiative for free health screenings, including echocardiograms and blood tests, focusing on preventive care against non-communicable diseases. This move underscores the city's commitment to improving public health through early detection and prevention.

Spain's New Health Advice App:

Madrid introduces a groundbreaking app offering reliable health advice to counteract the widespread misinformation online. This app, part of the 'Madrid Te Cuida' initiative, will guide users to accurate information, from diet tips to medical queries, ensuring the advice is vetted by health professionals.

Expat Satisfaction with Healthcare in Mexico:

A study reveals that expat retirees in Mexico are largely content with the healthcare quality and costs, with many citing significant savings compared to the United States without compromising on care quality. This insight sheds light on the growing trend of healthcare tourism and relocation for medical reasons.

Stay tuned as we unpack these updates, providing you with the insights and implications of these healthcare changes. Whether it's the impact on your wallet or the quality of care you can expect, we've got you covered in this comprehensive overview of health care in 2024. Don't forget to like, share, and subscribe for more health news around the globe!

YouTube Video UCB21b-C4O2aXm7H18_GsXMQ_nC_Fs6gU22U

Expat Focus International Healthcare Update January 2024

Expat Focus 31 January 2024 10:36 am

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