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Sweden – Property Financing

Mortgages for Foreign Nationals in Sweden

Local banks in Sweden issue mortgages to foreign nationals. Some of the major banks in Sweden include Swedbank, SEB, and Nordea.

Deposit Requirement in Sweden

The deposit required to buy a property in Sweden varies depending on the bank and the loan amount. On average, a deposit of 20% of the property value is required.

Outstanding Debts on the Property in Sweden

New property owners are responsible for outstanding debts on the property in Sweden. When purchasing a property, the buyer should always check if there are any outstanding debts or mortgages registered on the property. The buyer is then responsible for paying off any outstanding debts before they can take full ownership of the property.

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