Poland – Doctors

Poland runs a blended public-private healthcare model. The public component, the National Health Fund (NFZ), draws its funding from mandatory social insurance contributions and is open to any legally resident foreigner who participates in the system — most commonly through

Portugal – Doctors

Portugal’s national health service, the Serviço Nacional de Saúde (SNS), is financed through taxation and open to all people with legal residency in the country, expats included. After enrolling at your nearest health centre and receiving your SNS user number

Philippines – Doctors

Healthcare in the Philippines is delivered through a combination of public and private providers, with the Department of Health (DOH) responsible for overall oversight and PhilHealth serving as the national health insurance body. Foreign nationals who hold recognised residency or

Panama – Doctors

Panama’s healthcare landscape combines two public institutions — the Ministry of Health (MINSA) and the Social Security Fund (CSS) — with a thriving private sector. The majority of expatriates gravitate toward private hospitals and clinics, which tend to offer faster

Peru – Doctors

Peru operates a mixed public-private healthcare system under the supervision of the Ministry of Health (MINSA). Expats in formal employment are automatically enrolled in the social insurance scheme EsSalud, while non-working residents can either join the public SIS programme or

Oman – Doctors

Oman runs a mixed healthcare model under the supervision of the Ministry of Health (MOH), combining public and private services. Government-run facilities are primarily accessible to Omani nationals and citizens of GCC member states, while expatriates in the private sector

Norway – Doctors

Norway provides universal healthcare coverage to all registered residents through the National Insurance Scheme, known in Norwegian as Folketrygden. This includes expats who are employed, enrolled in education, or settled in Norway on a long-term basis. The primary care gateway

New Zealand – Doctors

New Zealand runs a blended public-private healthcare system, with government-funded treatment available to residents and holders of qualifying visas. Expats who satisfy the relevant eligibility conditions can access substantially subsidised GP consultations and hospital care; those who do not qualify

Morocco – Doctors

Morocco runs a dual public-private healthcare system. Expats who are formally employed in Morocco are automatically enrolled in the compulsory health insurance programme (AMO) through their workplace, granting them access to subsidised public healthcare services. Those without formal employment —

Netherlands – Doctors

The Dutch healthcare system operates through a framework of mandatory private health insurance that is government-regulated and open to all residents. If you are new to the country, Dutch law obliges you to arrange basic health insurance (basisverzekering) no later