property financing

Spain – Property Financing

Foreign nationals are able to secure mortgage financing in Spain, with many of the country’s largest banks providing dedicated non-resident mortgage products. The process is more rigorous than it is for residents — anticipate a larger deposit, more demanding documentation

Sweden – Property Financing

Sweden places no legal barriers on foreign nationals wishing to buy property or take out a mortgage — nationality is simply not a factor in ownership rights. The practical reality, however, is quite different: Swedish lenders are inherently conservative and

South Korea – Property Financing

Foreign nationals are legally permitted to buy and finance property in South Korea, though the process is considerably more involved than in most other real estate markets — and has grown substantially more restrictive following changes introduced in August 2025.

South Africa – Property Financing

Foreign nationals are permitted to obtain mortgage financing — referred to locally as a “bond” — in South Africa, and no legislation prevents them from doing so. That said, non-residents encounter more restrictive conditions than local buyers: banks generally cap

Slovakia – Property Financing

Foreign nationals are able to secure mortgage financing in Slovakia, though the process is considerably more involved than it is for Slovak citizens. Slovak banks do extend lending to non-residents and foreign nationals, but eligibility conditions, deposit requirements, and interest

Singapore – Property Financing

Non-citizens can secure mortgage financing in Singapore through both major domestic banks and international lenders, and no special legal restrictions exist that prevent non-residents from borrowing against qualifying private properties. That said, the process is considerably more challenging than in

Saudi Arabia – Property Financing

Foreign nationals are able to secure property financing in Saudi Arabia, though the process is considerably more constrained than in most open mortgage markets. Financing products of this kind are accessible primarily to holders of a valid Iqama (residency permit)

Romania – Property Financing

Foreign nationals are able to access mortgage financing in Romania, though the process involves considerably more complexity than it does for citizens or permanent residents — especially for those arriving from outside the EU. Romanian banks do extend credit to

Russia – Property Financing

Foreign nationals are not legally barred from obtaining mortgage financing in Russia, but the reality of accessing such funding is far more complicated and expensive than in most comparable markets. While no blanket prohibition on foreign borrowing exists, banks impose

Qatar – Property Financing

Foreign nationals are able to secure mortgage financing in Qatar, though access is considerably more constrained than in many other international property markets. Lending is confined to officially designated ownership zones, repayment periods are shorter than the global standard, and