property financing

Portugal – Property Financing

Portugal welcomes foreign buyers into its property market, and securing mortgage financing there is considerably more straightforward than in many other European nations. Portuguese lenders routinely extend credit to non-residents and overseas nationals, with no statutory barriers on foreign ownership

Poland – Property Financing

Foreign nationals are able to secure mortgage financing in Poland, though the process is considerably more involved than it is for Polish citizens. Nationals of EU and EEA countries are treated on broadly the same terms as locals, whereas applicants

Peru – Property Financing

Under Article 71 of Peru’s Constitution, foreign nationals enjoy the same property ownership rights as Peruvian citizens — yet securing a local mortgage is a far more challenging proposition than simply buying outright. An estimated 85–90% of property transactions by

Philippines – Property Financing

Foreign nationals do have avenues to finance property in the Philippines, though the landscape is considerably more restricted and complicated than in many comparable markets. Bank mortgages from local institutions are generally available to foreigners seeking to purchase condominium units

Panama – Property Financing

Foreign nationals are able to secure mortgage financing in Panama, with local banks willing to lend to non-residents — albeit under considerably more demanding conditions than those extended to citizens or permanent residents. Plan for a minimum deposit of 30–40%,

Oman – Property Financing

Foreign nationals are able to secure property financing in Oman, though eligibility depends significantly on residency status. Expatriates who live and work in Oman have the clearest route to a local mortgage, whereas those without residency typically encounter higher down

New Zealand – Property Financing

Foreign nationals encounter substantial hurdles when it comes to financing property in New Zealand. The Overseas Investment Act bars most non-residents from purchasing existing residential property entirely, making the question of mortgage access largely secondary until eligibility to buy has

Norway – Property Financing

Mortgage financing in Norway is accessible to foreign nationals, and Norwegian law contains no nationality-based discrimination in this area. In practice, however, banks impose considerably tougher conditions on non-residents and applicants earning income outside Norway, typically demanding higher equity contributions

Netherlands – Property Financing

Property financing in the Netherlands is accessible to foreign nationals, and the market operates without nationality-based restrictions. The fundamental requirement is that you must be living in and registered with the Dutch authorities to qualify for a local mortgage. Rather

Morocco – Property Financing

Non-residents can legally secure mortgage financing for property in Morocco, and a number of prominent local banks actively extend lending products to foreign buyers. The process tends to be more involved and more expensive than in many comparable markets: anticipate