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Peru – Property Financing

Mortgages for Foreign Nationals in Peru

Local banks and financial institutions in Peru do issue mortgages to foreign nationals, but the process can be more complicated compared to obtaining a mortgage as a local resident. Some of the local lenders that provide mortgages to foreign nationals include BBVA, Interbank, and Credijusto.

Deposit for Buying a Property in Peru

The deposit required when buying a property in Peru varies depending on the type of property and the lender’s requirements, but it is typically around 10% of the total purchase price.

Responsibility for Outstanding Debts on a Property in Peru

In Peru, new property owners are responsible for any outstanding debts or liens on the property they purchase, including any property taxes owed, utility bills, and mortgages. It is important to thoroughly check the property’s financial records before buying to ensure that there are no outstanding debts or liens that could become the responsibility of the new owner.


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